OILT vs VXUS

OILT vs VXUS
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Quick Verdict

VXUS has a lower expense ratio. OILT delivered stronger 1-year returns. VXUS offers more diversification with 8,747 holdings.

Lower Fees: VXUSHigher Returns: OILTMore Diversified: VXUS

Side-by-Side Comparison

MetricOILTVXUSWinner
Expense Ratio0.35%0.05%
AUM$14M$158.1B
Dividend Yield2.55%2.59%
Holdings278,747
YTD Return+35.72%+15.44%
1Y Return+44.34%+26.36%
3Y Return (annualized)-+20.98%
5Y Return (annualized)-+9.68%
Volatility (annualized)25.4%15.1%
Max Drawdown-35.2%-39.9%
Fund FamilyTexas CapitalVanguard (US)
CategoryEquityEquity
InceptionDec 20, 2023Jan 26, 2011

OILT vs VXUS Performance

Texas Capital Texas Oil Index ETF (OILT) is a ETF from Texas Capital and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year OILT returned +44.34% while VXUS returned +26.36%. Year to date, OILT is up 35.72% versus a gain of 15.44% for VXUS.

Risk: Volatility and Drawdowns

OILT has been the more volatile fund, with annualized monthly volatility of 25.4% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.2% for OILT and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.14. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

OILT charges 0.35% per year while VXUS charges 0.05%. On a $10,000 position that is $35 vs $5 annually, a gap of $30 per year that compounds over a long holding period. On income, OILT currently yields 2.55% against 2.59% for VXUS.

Holdings Overlap

0.4%overlap

OILT and VXUS share 3 holdings out of 7892 unique holdings combined, representing a 0.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in OILTWeight in VXUSDifference
9531:JP3.65%0.04%3.61%
9532:JP3.09%0.03%3.06%
FP:PA1.99%0.33%1.66%

Frequently Asked Questions

Which is cheaper, OILT or VXUS?

OILT has an expense ratio of 0.35% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $30 per year of difference.

Which performed better, OILT or VXUS?

Over the past year OILT returned +44.34% vs +26.36% for VXUS, so OILT leads on 1-year performance. Over the longest common window we track (3 years), OILT annualized +12.04% vs +4.90% for VXUS. Past performance does not guarantee future results.

Which is riskier, OILT or VXUS?

OILT has been the more volatile fund at 25.4% annualized versus 15.1% for VXUS. Worst drawdown: OILT -35.2% vs VXUS -39.9%.

Should I hold both OILT and VXUS?

OILT and VXUS have a monthly-return correlation of -0.14, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between OILT and VXUS?

OILT and VXUS share 3 common holdings with a 0.4% weight overlap. Combined, they hold 7892 unique securities.

Which pays a higher dividend, OILT or VXUS?

OILT yields 2.55% while VXUS yields 2.59%, so VXUS currently pays the higher dividend yield.

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