OILT vs VXUS

OILT vs VXUS

Which is better, OILT or VXUS?

Each has led over a different period.

VXUS has a lower expense ratio. OILT led over 1Y, VXUS over the full window.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricOILTVXUS
Expense Ratio0.35%0.05%Best
AUM$15M$158.1B
Dividend Yield2.41%2.51%
Holdings278,747
Volatility (annualized)25.3%11.1%Best
Max Drawdown-35.2%-13.6%Best
$10,000 over 2.7 years$14,636$15,987Best
Fund FamilyTexas CapitalVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionDec 20, 2023Jan 26, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 13 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. OILT has data through Sep 15, 2026 and VXUS through Sep 28, 2026.

Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 21, 2023 to Sep 15, 2026 (2.7 years).

Risk: Volatility and Drawdowns

OILT has been the more volatile fund, with annualized monthly volatility of 25.3% compared with 11.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.2% for OILT and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at -0.15. They move largely independently of each other.

Fees and Cost Over Time

OILT charges 0.35% per year while VXUS charges 0.05%. On a $10,000 position that is $35 vs $5 annually, a gap of $30 per year that compounds over a long holding period. On income, OILT currently yields 2.41% against 2.51% for VXUS.

Holdings Overlap

OILT already in VXUS8.2%

At least 8.2% of OILT's money is in holdings VXUS also owns.

Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

OILT and VXUS share little of their money.

3 positions in common, counted across the 26 positions we hold weights for in OILT and 8,082 in VXUS, against full books of 27 and 8,747.

Top Shared Holdings

StockWeight in OILTWeight in VXUSDifference
9531:JPTokyo Gas Co Ltd3.37%0.03%3.34%
9532:JPOsaka Gas Co Ltd2.99%0.03%2.96%
FP:PATotal Se1.87%0.38%1.49%

You are not choosing between two funds in isolation.

Whichever of OILT and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

OILTVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, OILT or VXUS?

OILT has an expense ratio of 0.35% while VXUS charges 0.05%. VXUS is the cheaper option, by $30 a year on a $10,000 investment.

Which is riskier, OILT or VXUS?

OILT has been the more volatile fund at 25.3% annualized versus 11.1% for VXUS. Worst drawdown: OILT -35.2% vs VXUS -13.6%.

Should I hold both OILT and VXUS?

OILT and VXUS have a monthly-return correlation of -0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between OILT and VXUS?

At least 8.2% of OILT's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 26 positions we hold weights for in OILT and 8,082 in VXUS.

Which pays a higher dividend, OILT or VXUS?

OILT yields 2.41% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than OILT?

VXUS has a lower expense ratio. OILT led over 1Y, VXUS over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.