OILT vs VOO
Texas Capital Texas Oil Index ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. OILT delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | OILT | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $14M | $997.4B | |
| Dividend Yield | 2.55% | 1.08% | |
| Holdings | 27 | 509 | |
| YTD Return | +37.34% | +12.95% | |
| 1Y Return | +46.07% | +20.69% | |
| 3Y Return (annualized) | - | +22.09% | |
| 5Y Return (annualized) | - | +13.40% | |
| Volatility (annualized) | 25.4% | 14.1% | |
| Max Drawdown | -35.2% | -34.3% | |
| Fund Family | Texas Capital | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 20, 2023 | Sep 7, 2010 |
OILT vs VOO Performance
Texas Capital Texas Oil Index ETF (OILT) is a ETF from Texas Capital and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year OILT returned +46.07% while VOO returned +20.69%. Year to date, OILT is up 37.34% versus a gain of 12.95% for VOO.
Risk: Volatility and Drawdowns
OILT has been the more volatile fund, with annualized monthly volatility of 25.4% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.2% for OILT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.08. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
OILT charges 0.35% per year while VOO charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, OILT currently yields 2.55% against 1.08% for VOO.
Holdings Overlap
OILT and VOO share 9 holdings out of 522 unique holdings combined, representing a 2.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, OILT or VOO?
OILT has an expense ratio of 0.35% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, OILT or VOO?
Over the past year OILT returned +46.07% vs +20.69% for VOO, so OILT leads on 1-year performance. Over the longest common window we track (3 years), OILT annualized +12.53% vs +13.50% for VOO. Past performance does not guarantee future results.
Which is riskier, OILT or VOO?
OILT has been the more volatile fund at 25.4% annualized versus 14.1% for VOO. Worst drawdown: OILT -35.2% vs VOO -34.3%.
Should I hold both OILT and VOO?
OILT and VOO have a monthly-return correlation of -0.08, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OILT and VOO?
OILT and VOO share 9 common holdings with a 2.0% weight overlap. Combined, they hold 522 unique securities.
Which pays a higher dividend, OILT or VOO?
OILT yields 2.55% while VOO yields 1.08%, so OILT currently pays the higher dividend yield.
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