ONEY vs VTI
State Street SPDR Russell 1000 Yield Focus ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ONEY or VTI?
Mid Cap Value against Large Cap Blend.
VTI has a lower expense ratio. ONEY led over 1Y, VTI over 3Y, 5Y and the full window. ONEY is less concentrated, with 17.9% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ONEY | VTI |
|---|---|---|
| Expense Ratio | 0.20% | 0.03%Best |
| AUM | $677M | $666.9B |
| Dividend Yield | 2.74% | 1.03% |
| Holdings | 303 | 3,543 |
| YTD Return | +15.23%Best | +12.28% |
| 1Y Return | +18.19%Best | +16.78% |
| 3Y Return (annualized) | +14.34% | +20.89%Best |
| 5Y Return (annualized) | +9.85% | +11.94%Best |
| Volatility (annualized) | 18.9% | 15.6%Best |
| Max Drawdown | -47.5% | -35.0%Best |
| $10,000 over 5 years | $15,996 | $17,576Best |
| Top 10 Weight | 17.9%Best | 33.3% |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Dec 2, 2015 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Dec 3, 2015 to Sep 17, 2026 (10.8 years).
ONEY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.8 years both funds cover.
ONEY vs VTI Performance
State Street SPDR Russell 1000 Yield Focus ETF (ONEY) is an ETF from State Street Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ONEY returned +18.19% while VTI returned +16.78%. Year to date, ONEY is up 15.23% versus a gain of 12.28% for VTI.
Over three years, ONEY compounded at +14.34% per year against +20.89% for VTI; over five years the annualized figures are +9.85% and +11.94% respectively. Across the full 11-year window we track, VTI has the edge at +13.29% annualized vs +9.13%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ONEY has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.5% for ONEY and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ONEY charges 0.20% per year while VTI charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, ONEY currently yields 2.74% against 1.03% for VTI.
Holdings Overlap
94.8% of ONEY's money is in holdings VTI also owns. 6.8% of VTI's money is in holdings ONEY also owns.
Most of ONEY is already inside VTI. Owning both mostly buys the same companies twice.
282 positions in common, counted across the 297 positions we hold weights for in ONEY and 3,463 in VTI, against full books of 303 and 3,543.
What only one of them owns
Our book lists 885 positions for VTI that do not appear in our book for ONEY (90.6% of the fund), and 8 for ONEY that do not appear in VTI (3.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ONEY | Weight in VTI | Difference |
|---|---|---|---|
| PGRProgressive Corporation | 3.59% | 0.17% | 3.42% |
| CMCSAComcast Corp-class A Cmcsa | 2.34% | 0.12% | 2.22% |
| ALLAllstate Corp. | 1.88% | 0.09% | 1.79% |
| ACNAccenture Plc | 1.60% | 0.14% | 1.46% |
| EOGEog Resources Inc | 1.45% | 0.11% | 1.34% |
| OKEOneok Inc. | 1.45% | 0.08% | 1.37% |
| UPSUnited Parcel Service, Inc | 1.41% | 0.11% | 1.30% |
| CICigna Corp. | 1.40% | 0.10% | 1.30% |
| TGTTarget Corp Common Stock Usd.0833 | 1.15% | 0.09% | 1.06% |
| MOAltria Group Inc | 0.95% | 0.16% | 0.79% |
94.8% of ONEY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ONEY or VTI?
ONEY has an expense ratio of 0.20% while VTI charges 0.03%. VTI is the cheaper option, by $17 a year on a $10,000 investment.
Which performed better, ONEY or VTI?
Over the past year ONEY returned +18.19% vs +16.78% for VTI, so ONEY leads on 1-year performance. Over the longest common window we track (11 years), ONEY annualized +9.13% vs +13.29% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ONEY or VTI?
ONEY has been the more volatile fund at 18.9% annualized versus 15.6% for VTI. Worst drawdown: ONEY -47.5% vs VTI -35.0%.
Should I hold both ONEY and VTI?
ONEY and VTI have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ONEY and VTI?
94.8% of ONEY's money is in holdings VTI also owns. 6.8% of VTI's is in holdings ONEY also owns. They hold 282 positions in common, counted across the 297 positions we hold weights for in ONEY and 3,463 in VTI.
Which pays a higher dividend, ONEY or VTI?
ONEY yields 2.74% while VTI yields 1.03%, so ONEY currently pays the higher dividend yield.
Is VTI better than ONEY?
VTI has a lower expense ratio. ONEY led over 1Y, VTI over 3Y, 5Y and the full window. ONEY is less concentrated, with 17.9% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.