OWNB vs SCHD
Bitwise Bitcoin Standard Corporations ETF vs Schwab US Dividend Equity ETF
Which is better, OWNB or SCHD?
Mid Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 72.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | OWNB | SCHD |
|---|---|---|
| Expense Ratio | 0.85% | 0.06%Best |
| AUM | $13M | $119.9B |
| Dividend Yield | 1.05% | 2.96% |
| Holdings | 53 | 204 |
| YTD Return | -25.13% | +33.09%Best |
| 1Y Return | -40.73% | +37.17%Best |
| 3Y Return (annualized) | - | +20.32% |
| 5Y Return (annualized) | - | +10.36% |
| Volatility (annualized) | 52.5% | 15.7%Best |
| Max Drawdown | -59.5% | -13.0%Best |
| $10,000 over 1.7 years | $7,641 | $13,907Best |
| Top 10 Weight | 72.3% | 41.8%Best |
| Fund Family | Bitwise | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Value |
| Inception | Mar 10, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Mar 11, 2025 to Nov 11, 2026 (1.7 years).
OWNB vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
OWNB vs SCHD Performance
Bitwise Bitcoin Standard Corporations ETF (OWNB) is an ETF from Bitwise and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year OWNB returned -40.73% while SCHD returned +37.17%. Year to date, OWNB is down 25.13% versus a gain of 33.09% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OWNB has been the more volatile fund, with annualized monthly volatility of 52.5% compared with 15.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.5% for OWNB and -13.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.19. They move largely independently of each other.
Fees and Cost Over Time
OWNB charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, OWNB currently yields 1.05% against 2.96% for SCHD.
Holdings Overlap
We hold position weights for 23 holdings in OWNB and 98 in SCHD, totalling 95.6% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 23 positions we hold weights for in OWNB and 98 in SCHD, against full books of 53 and 204.
What only one of them owns
Our book lists 97 positions for SCHD that do not appear in our book for OWNB (99.8% of the fund), and 20 for OWNB that do not appear in SCHD (80.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of OWNB and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, OWNB or SCHD?
OWNB has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, OWNB or SCHD?
Over the past year OWNB returned -40.73% vs +37.17% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), OWNB annualized -14.64% vs +21.41% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, OWNB or SCHD?
OWNB has been the more volatile fund at 52.5% annualized versus 15.7% for SCHD. Worst drawdown: OWNB -59.5% vs SCHD -13.0%.
Should I hold both OWNB and SCHD?
OWNB and SCHD have a monthly-return correlation of -0.19, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, OWNB or SCHD?
OWNB yields 1.05% while SCHD yields 2.96%, so SCHD currently pays the higher dividend yield.
Is SCHD better than OWNB?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 72.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.