OWNB vs SCHD
Bitwise Bitcoin Standard Corporations ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | OWNB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.06% | |
| AUM | $14M | $103.7B | |
| Dividend Yield | 1.02% | 3.31% | |
| Holdings | 30 | 104 | |
| YTD Return | -25.99% | +26.21% | |
| 1Y Return | -45.74% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 49.7% | 13.6% | |
| Max Drawdown | -59.5% | -33.4% | |
| Fund Family | Bitwise | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Mar 10, 2025 | Oct 20, 2011 |
OWNB vs SCHD Performance
Bitwise Bitcoin Standard Corporations ETF (OWNB) is a ETF from Bitwise and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year OWNB returned -45.74% while SCHD returned +29.99%. Year to date, OWNB is down 25.99% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
OWNB has been the more volatile fund, with annualized monthly volatility of 49.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.5% for OWNB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.08. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
OWNB charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, OWNB currently yields 1.02% against 3.31% for SCHD.
Holdings Overlap
OWNB and SCHD share 1 holdings out of 125 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in OWNB | Weight in SCHD | Difference |
|---|---|---|---|
| CAN | 1.19% | 0.03% | 1.16% |
Frequently Asked Questions
Which is cheaper, OWNB or SCHD?
OWNB has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.
Which performed better, OWNB or SCHD?
Over the past year OWNB returned -45.74% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), OWNB annualized -17.62% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, OWNB or SCHD?
OWNB has been the more volatile fund at 49.7% annualized versus 13.6% for SCHD. Worst drawdown: OWNB -59.5% vs SCHD -33.4%.
Should I hold both OWNB and SCHD?
OWNB and SCHD have a monthly-return correlation of -0.08, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between OWNB and SCHD?
OWNB and SCHD share 1 common holdings with a 0.0% weight overlap. Combined, they hold 125 unique securities.
Which pays a higher dividend, OWNB or SCHD?
OWNB yields 1.02% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.