OWNB vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricOWNBVTIWinner
Expense Ratio0.85%0.03%
AUM$14M$663.5B
Dividend Yield1.02%1.07%
Holdings303,543
YTD Return-25.99%+14.96%
1Y Return-45.74%+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)49.7%15.4%
Max Drawdown-59.5%-56.6%
Fund FamilyBitwiseVanguard (US)
CategoryEquityEquity
InceptionMar 10, 2025May 24, 2001

OWNB vs VTI Performance

Bitwise Bitcoin Standard Corporations ETF (OWNB) is a ETF from Bitwise and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year OWNB returned -45.74% while VTI returned +22.39%. Year to date, OWNB is down 25.99% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

OWNB has been the more volatile fund, with annualized monthly volatility of 49.7% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.5% for OWNB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

OWNB charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, OWNB currently yields 1.02% against 1.07% for VTI.

Holdings Overlap

1.5%overlap

OWNB and VTI share 11 holdings out of 2798 unique holdings combined, representing a 1.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in OWNBWeight in VTIDifference
MSTR18.20%0.04%18.16%
CLSK4.49%0.00%4.49%
RIOT4.47%0.01%4.46%
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Frequently Asked Questions

Which is cheaper, OWNB or VTI?

OWNB has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.

Which performed better, OWNB or VTI?

Over the past year OWNB returned -45.74% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), OWNB annualized -17.62% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, OWNB or VTI?

OWNB has been the more volatile fund at 49.7% annualized versus 15.4% for VTI. Worst drawdown: OWNB -59.5% vs VTI -56.6%.

Should I hold both OWNB and VTI?

OWNB and VTI have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between OWNB and VTI?

OWNB and VTI share 11 common holdings with a 1.5% weight overlap. Combined, they hold 2798 unique securities.

Which pays a higher dividend, OWNB or VTI?

OWNB yields 1.02% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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