OWNB vs SPY

OWNB vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricOWNBSPYWinner
Expense Ratio0.85%0.09%
AUM$14M$821.1B
Dividend Yield1.10%1.01%
Holdings26505
YTD Return-16.37%+12.22%
1Y Return-34.21%+20.83%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+12.98%
Volatility (annualized)51.0%15.3%
Max Drawdown-59.5%-56.5%
Fund FamilyBitwiseState Street Investment Management
CategoryEquityEquity
InceptionMar 10, 2025Jan 22, 1993

OWNB vs SPY Performance

Bitwise Bitcoin Standard Corporations ETF (OWNB) is a ETF from Bitwise and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year OWNB returned -34.21% while SPY returned +20.83%. Year to date, OWNB is down 16.37% versus a gain of 12.22% for SPY.

Risk: Volatility and Drawdowns

OWNB has been the more volatile fund, with annualized monthly volatility of 51.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.5% for OWNB and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

OWNB charges 0.85% per year while SPY charges 0.09%. On a $10,000 position that is $85 vs $9 annually, a gap of $76 per year that compounds over a long holding period. On income, OWNB currently yields 1.10% against 1.01% for SPY.

Holdings Overlap

1.4%overlap

OWNB and SPY share 3 holdings out of 527 unique holdings combined, representing a 1.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in OWNBWeight in SPYDifference
TSLA1.32%1.38%0.06%
SQ1.97%0.07%1.90%
COIN1.83%0.05%1.78%

Frequently Asked Questions

Which is cheaper, OWNB or SPY?

OWNB has an expense ratio of 0.85% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, OWNB or SPY?

Over the past year OWNB returned -34.21% vs +20.83% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (1 years), OWNB annualized -10.11% vs +8.79% for SPY. Past performance does not guarantee future results.

Which is riskier, OWNB or SPY?

OWNB has been the more volatile fund at 51.0% annualized versus 15.3% for SPY. Worst drawdown: OWNB -59.5% vs SPY -56.5%.

Should I hold both OWNB and SPY?

OWNB and SPY have a monthly-return correlation of 0.75, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between OWNB and SPY?

OWNB and SPY share 3 common holdings with a 1.4% weight overlap. Combined, they hold 527 unique securities.

Which pays a higher dividend, OWNB or SPY?

OWNB yields 1.10% while SPY yields 1.01%, so OWNB currently pays the higher dividend yield.

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