OWNB vs SPY

OWNB vs SPY

Which is better, OWNB or SPY?

Mid Cap Growth against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricOWNBSPY
Expense Ratio0.85%0.09%Best
AUM$17M$804.7B
Dividend Yield0.90%0.98%
Holdings26505
YTD Return-10.05%+11.52%Best
1Y Return-32.49%+17.48%Best
3Y Return (annualized)-+20.62%
5Y Return (annualized)-+12.73%
Volatility (annualized)52.0%12.1%Best
Max Drawdown-59.5%-13.7%Best
$10,000 over 1.5 years$9,223$13,865Best
Fund FamilyBitwiseState Street Investment Management
CategoryEquityEquity
StyleMid Cap GrowthLarge Cap Blend
InceptionMar 10, 2025Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Mar 11, 2025 to Sep 10, 2026 (1.5 years).

OWNB vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.

OWNB vs SPY Performance

Bitwise Bitcoin Standard Corporations ETF (OWNB) is an ETF from Bitwise and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year OWNB returned -32.49% while SPY returned +17.48%. Year to date, OWNB is down 10.05% versus a gain of 11.52% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

OWNB has been the more volatile fund, with annualized monthly volatility of 52.0% compared with 12.1% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -59.5% for OWNB and -13.7% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

OWNB charges 0.85% per year while SPY charges 0.09%. On a $10,000 position that is $85 vs $9 annually, a gap of $76 per year that compounds over a long holding period. On income, OWNB currently yields 0.90% against 0.98% for SPY.

Holdings Overlap

SPY already in OWNB1.5%

At least 1.5% of SPY's money is in holdings OWNB also owns.

Stated as a floor: for OWNB, our book for it covers 93.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

SPY and OWNB share little of their money.

3 positions in common, counted across the 25 positions we hold weights for in OWNB and 504 in SPY, against full books of 26 and 505.

Top Shared Holdings

StockWeight in OWNBWeight in SPYDifference
TSLATesla Inc1.51%1.38%0.13%
SQBlock, Inc2.03%0.07%1.96%
COINCoinbase Global, Inc.1.69%0.05%1.64%

You are not choosing between two funds in isolation.

Whichever of OWNB and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

OWNBSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, OWNB or SPY?

OWNB has an expense ratio of 0.85% while SPY charges 0.09%. SPY is the cheaper option, by $76 a year on a $10,000 investment.

Which performed better, OWNB or SPY?

Over the past year OWNB returned -32.49% vs +17.48% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), OWNB annualized -5.25% vs +24.34% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, OWNB or SPY?

OWNB has been the more volatile fund at 52.0% annualized versus 12.1% for SPY. Worst drawdown: OWNB -59.5% vs SPY -13.7%.

Should I hold both OWNB and SPY?

OWNB and SPY have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between OWNB and SPY?

At least 1.5% of SPY's money is in holdings OWNB also owns. Our book for OWNB is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 25 positions we hold weights for in OWNB and 504 in SPY.

Which pays a higher dividend, OWNB or SPY?

OWNB yields 0.90% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than OWNB?

SPY has a lower expense ratio. SPY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.