PAYR vs VXUS

PAYR vs VXUS

Which is better, PAYR or VXUS?

Allocation/Balanced against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y.

Lower Fees: VXUSHigher Returns (1Y): VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPAYRVXUS
Expense Ratio0.40%0.05%Best
AUM$70M$158.1B
Dividend Yield7.11%2.51%
Holdings568,747
YTD Return+8.52%+14.48%Best
1Y Return+11.98%+22.28%Best
3Y Return (annualized)-+20.00%
5Y Return (annualized)-+8.91%
Fund FamilyFederated Hermes FundsVanguard (US)
CategoryAllocation/BalancedEquity
StyleAllocation/BalancedLarge Cap Blend
InceptionOct 7, 2025Jan 26, 2011

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

PAYR vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

PAYR vs VXUS Performance

Federated Hermes Enhanced Income ETF (PAYR) is an ETF from Federated Hermes Funds and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year PAYR returned +11.98% while VXUS returned +22.28%. Year to date, PAYR is up 8.52% versus a gain of 14.48% for VXUS.

Past performance does not guarantee future results.

Fees and Cost Over Time

PAYR charges 0.40% per year while VXUS charges 0.05%. On a $10,000 position that is $40 vs $5 annually, a gap of $35 per year that compounds over a long holding period. On income, PAYR currently yields 7.11% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 47 holdings in PAYR and 8,091 in VXUS, totalling 93.5% and 87.7% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 3 positions appear in both.

3 positions in common, counted across the 47 positions we hold weights for in PAYR and 8,091 in VXUS, against full books of 56 and 8,747.

Top Shared Holdings

StockWeight in PAYRWeight in VXUSDifference
TTE:PATotalenergies3.17%0.33%2.84%
ENB:CAEnbridge Inc.3.01%0.26%2.75%
TRP:CATc Energy Corp2.04%0.15%1.89%

You are not choosing between two funds in isolation.

Whichever of PAYR and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PAYRVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PAYR or VXUS?

PAYR has an expense ratio of 0.40% while VXUS charges 0.05%. VXUS is the cheaper option, by $35 a year on a $10,000 investment.

Which performed better, PAYR or VXUS?

Over the past year PAYR returned +11.98% vs +22.28% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which pays a higher dividend, PAYR or VXUS?

PAYR yields 7.11% while VXUS yields 2.51%, so PAYR currently pays the higher dividend yield.

Is VXUS better than PAYR?

VXUS has a lower expense ratio. VXUS led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.