PBSC vs VTI
Pacer Barings Secured Credit Flex ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | PBSC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.49% | 0.03% | |
| AUM | $102M | $666.9B | |
| Dividend Yield | 0.28% | 1.07% | |
| Holdings | 128 | 3,543 | |
| YTD Return | +1.32% | +13.67% | |
| 1Y Return | - | +22.17% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -0.4% | -56.6% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 22, 2026 | May 24, 2001 |
PBSC vs VTI Performance
Pacer Barings Secured Credit Flex ETF (PBSC) is a ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, PBSC is up 1.32% versus a gain of 13.67% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -0.4% for PBSC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PBSC charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, PBSC currently yields 0.28% against 1.07% for VTI.
Holdings Overlap
PBSC and VTI share 1 holdings out of 2914 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in PBSC | Weight in VTI | Difference |
|---|---|---|---|
| THC | 0.27% | 0.02% | 0.25% |
Frequently Asked Questions
Which is cheaper, PBSC or VTI?
PBSC has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
What is the holdings overlap between PBSC and VTI?
PBSC and VTI share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2914 unique securities.
Which pays a higher dividend, PBSC or VTI?
PBSC yields 0.28% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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