PBSC vs VTI
Pacer Barings Secured Credit Flex ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PBSC or VTI?
Bank Loan against Large Cap Blend.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PBSC | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $101M | $690.1B |
| Dividend Yield | 0.75% | 1.03% |
| Holdings | 201 | 3,524 |
| YTD Return | +0.28% | +12.51%Best |
| 1Y Return | - | +15.23% |
| 3Y Return (annualized) | - | +22.50% |
| 5Y Return (annualized) | - | +12.31% |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Bank Loan | Large Cap Blend |
| Inception | Jun 22, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
PBSC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PBSC vs VTI Performance
Pacer Barings Secured Credit Flex ETF (PBSC) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, PBSC is up 0.28% versus a gain of 12.51% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
PBSC charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, PBSC currently yields 0.75% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 128 holdings in PBSC and 3,463 in VTI, totalling 44.6% and 98.1% of the two funds. That is not enough of PBSC to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
The two holdings books were reported 46 days apart, PBSC as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 128 positions we hold weights for in PBSC and 3,463 in VTI, against full books of 201 and 3,524.
Top Shared Holdings
| Stock | Weight in PBSC | Weight in VTI | Difference |
|---|---|---|---|
| THCTenet Healthcare Corporation 6.13 06/15/2030 | 0.17% | 0.03% | 0.14% |
You are not choosing between two funds in isolation.
Whichever of PBSC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PBSC or VTI?
PBSC has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which pays a higher dividend, PBSC or VTI?
PBSC yields 0.75% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PBSC?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.