PCCE vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPCCESCHDWinner
Expense Ratio1.00%0.06%
AUM$2M$103.7B
Dividend Yield2.41%3.31%
Holdings40104
YTD Return-4.54%+24.26%
1Y Return+0.51%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)20.2%13.6%
Max Drawdown-26.4%-33.4%
Fund FamilyiMGP FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionMar 14, 2024Oct 20, 2011

PCCE vs SCHD Performance

Polen Capital China Growth ETF (PCCE) is a ETF from iMGP Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PCCE returned +0.51% while SCHD returned +31.38%. Year to date, PCCE is down 4.54% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

PCCE has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.4% for PCCE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.11. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PCCE charges 1.00% per year while SCHD charges 0.06%. On a $10,000 position that is $100 vs $6 annually, a gap of $94 per year that compounds over a long holding period. On income, PCCE currently yields 2.41% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

PCCE and SCHD share 0 holdings out of 135 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PCCE or SCHD?

PCCE has an expense ratio of 1.00% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $94 per year of difference.

Which performed better, PCCE or SCHD?

Over the past year PCCE returned +0.51% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), PCCE annualized +13.32% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, PCCE or SCHD?

PCCE has been the more volatile fund at 20.2% annualized versus 13.6% for SCHD. Worst drawdown: PCCE -26.4% vs SCHD -33.4%.

Should I hold both PCCE and SCHD?

PCCE and SCHD have a monthly-return correlation of 0.11, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PCCE and SCHD?

PCCE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 135 unique securities.

Which pays a higher dividend, PCCE or SCHD?

PCCE yields 2.41% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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