PCCE vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricPCCEVTIWinner
Expense Ratio1.00%0.03%
AUM$2M$663.5B
Dividend Yield2.41%1.07%
Holdings403,543
YTD Return-4.54%+14.20%
1Y Return+0.51%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)20.2%15.3%
Max Drawdown-26.4%-56.6%
Fund FamilyiMGP FundsVanguard (US)
CategoryEquityEquity
InceptionMar 14, 2024May 24, 2001

PCCE vs VTI Performance

Polen Capital China Growth ETF (PCCE) is a ETF from iMGP Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PCCE returned +0.51% while VTI returned +24.16%. Year to date, PCCE is down 4.54% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

PCCE has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -26.4% for PCCE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.16. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PCCE charges 1.00% per year while VTI charges 0.03%. On a $10,000 position that is $100 vs $3 annually, a gap of $97 per year that compounds over a long holding period. On income, PCCE currently yields 2.41% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

PCCE and VTI share 0 holdings out of 2818 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PCCE or VTI?

PCCE has an expense ratio of 1.00% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $97 per year of difference.

Which performed better, PCCE or VTI?

Over the past year PCCE returned +0.51% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), PCCE annualized +13.32% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, PCCE or VTI?

PCCE has been the more volatile fund at 20.2% annualized versus 15.3% for VTI. Worst drawdown: PCCE -26.4% vs VTI -56.6%.

Should I hold both PCCE and VTI?

PCCE and VTI have a monthly-return correlation of 0.16, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PCCE and VTI?

PCCE and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2818 unique securities.

Which pays a higher dividend, PCCE or VTI?

PCCE yields 2.41% while VTI yields 1.07%, so PCCE currently pays the higher dividend yield.

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