PCS vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricPCSVOOWinner
Expense Ratio0.20%0.03%
AUM$618M$979.0B
Dividend Yield4.38%1.09%
Holdings277509
YTD Return-0.59%+13.72%
1Y Return+1.45%+21.63%
3Y Return (annualized)-+21.55%
5Y Return (annualized)-+13.26%
Volatility (annualized)1.7%14.1%
Max Drawdown-1.7%-34.3%
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryFixed IncomeEquity
InceptionJul 29, 2025Sep 7, 2010

PCS vs VOO Performance

PGIM Corporate Bond 0-5 Year ETF (PCS) is a ETF from PGIM Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PCS returned +1.45% while VOO returned +21.63%. Year to date, PCS is down 0.59% versus a gain of 13.72% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 1.7% for PCS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.7% for PCS and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.36. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PCS charges 0.20% per year while VOO charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, PCS currently yields 4.38% against 1.09% for VOO.

Holdings Overlap

0.1%overlap

PCS and VOO share 1 holdings out of 688 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PCSWeight in VOODifference
BK0.44%0.15%0.29%

Frequently Asked Questions

Which is cheaper, PCS or VOO?

PCS has an expense ratio of 0.20% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, PCS or VOO?

Over the past year PCS returned +1.45% vs +21.63% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (1 years), PCS annualized +1.56% vs +13.56% for VOO. Past performance does not guarantee future results.

Which is riskier, PCS or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 1.7% for PCS. Worst drawdown: PCS -1.7% vs VOO -34.3%.

Should I hold both PCS and VOO?

PCS and VOO have a monthly-return correlation of 0.36, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PCS and VOO?

PCS and VOO share 1 common holdings with a 0.1% weight overlap. Combined, they hold 688 unique securities.

Which pays a higher dividend, PCS or VOO?

PCS yields 4.38% while VOO yields 1.09%, so PCS currently pays the higher dividend yield.

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