PDBA vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPDBASCHDWinner
Expense Ratio0.59%0.06%
AUM$307M$103.7B
Dividend Yield3.17%3.31%
Holdings17104
YTD Return+8.21%+24.26%
1Y Return+9.00%+31.38%
3Y Return (annualized)+13.39%+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)10.9%13.6%
Max Drawdown-12.4%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryCommodityEquity
InceptionAug 24, 2022Oct 20, 2011

PDBA vs SCHD Performance

Invesco Agriculture Commodity Strategy No K-1 ETF (PDBA) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PDBA returned +9.00% while SCHD returned +31.38%. Year to date, PDBA is up 8.21% versus a gain of 24.26% for SCHD.

Over three years, PDBA compounded at +13.39% per year against +15.08% for SCHD. Across the full 4-year window we track, SCHD has the edge at +11.39% annualized vs +11.38%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.9% for PDBA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.4% for PDBA and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.19. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PDBA charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, PDBA currently yields 3.17% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

PDBA and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PDBA or SCHD?

PDBA has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.

Which performed better, PDBA or SCHD?

Over the past year PDBA returned +9.00% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), PDBA annualized +11.38% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, PDBA or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 10.9% for PDBA. Worst drawdown: PDBA -12.4% vs SCHD -33.4%.

Should I hold both PDBA and SCHD?

PDBA and SCHD have a monthly-return correlation of 0.19, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PDBA and SCHD?

PDBA and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, PDBA or SCHD?

PDBA yields 3.17% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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