PFIG vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. PFIG offers more diversification with 733 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: PFIG

Side-by-Side Comparison

MetricPFIGVYMWinner
Expense Ratio0.22%0.04%
AUM$116M$79.0B
Dividend Yield4.41%2.86%
Holdings803568
YTD Return+0.06%+16.10%
1Y Return+2.60%+25.99%
3Y Return (annualized)+5.32%+18.29%
5Y Return (annualized)+1.20%+12.35%
Volatility (annualized)4.3%14.6%
Max Drawdown-15.6%-58.8%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionSep 15, 2011Nov 10, 2006

PFIG vs VYM Performance

Invesco Fundamental Investment Grade Corporate Bond ETF (PFIG) is a ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year PFIG returned +2.60% while VYM returned +25.99%. Year to date, PFIG is up 0.06% versus a gain of 16.10% for VYM.

Over three years, PFIG compounded at +5.32% per year against +18.29% for VYM; over five years the annualized figures are +1.20% and +12.35% respectively. Across the full 15-year window we track, VYM has the edge at +7.08% annualized vs +1.08%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 4.3% for PFIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.6% for PFIG and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PFIG charges 0.22% per year while VYM charges 0.04%. On a $10,000 position that is $22 vs $4 annually, a gap of $18 per year that compounds over a long holding period. On income, PFIG currently yields 4.41% against 2.86% for VYM.

Holdings Overlap

0.1%overlap

PFIG and VYM share 1 holdings out of 1290 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PFIGWeight in VYMDifference
DVN0.10%0.12%0.02%

Frequently Asked Questions

Which is cheaper, PFIG or VYM?

PFIG has an expense ratio of 0.22% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $18 per year of difference.

Which performed better, PFIG or VYM?

Over the past year PFIG returned +2.60% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (15 years), PFIG annualized +1.08% vs +7.08% for VYM. Past performance does not guarantee future results.

Which is riskier, PFIG or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 4.3% for PFIG. Worst drawdown: PFIG -15.6% vs VYM -58.8%.

Should I hold both PFIG and VYM?

PFIG and VYM have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PFIG and VYM?

PFIG and VYM share 1 common holdings with a 0.1% weight overlap. Combined, they hold 1290 unique securities.

Which pays a higher dividend, PFIG or VYM?

PFIG yields 4.41% while VYM yields 2.86%, so PFIG currently pays the higher dividend yield.

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