PFOE vs SCHD
Pathfinder Focused Opportunities ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | PFOE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.06% | |
| AUM | $88M | $103.7B | |
| Dividend Yield | 0.22% | 3.31% | |
| Holdings | 23 | 104 | |
| YTD Return | -5.87% | +26.21% | |
| 1Y Return | - | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -18.2% | -33.4% | |
| Fund Family | Pathfinder ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 31, 2025 | Oct 20, 2011 |
PFOE vs SCHD Performance
Pathfinder Focused Opportunities ETF (PFOE) is a ETF from Pathfinder ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, PFOE is down 5.87% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -18.2% for PFOE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
PFOE charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, PFOE currently yields 0.22% against 3.31% for SCHD.
Holdings Overlap
PFOE and SCHD share 1 holdings out of 121 unique holdings combined, representing a 4.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in PFOE | Weight in SCHD | Difference |
|---|---|---|---|
| UNH | 6.23% | 4.54% | 1.69% |
Frequently Asked Questions
Which is cheaper, PFOE or SCHD?
PFOE has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
What is the holdings overlap between PFOE and SCHD?
PFOE and SCHD share 1 common holdings with a 4.5% weight overlap. Combined, they hold 121 unique securities.
Which pays a higher dividend, PFOE or SCHD?
PFOE yields 0.22% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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