PFOE vs VTI
Pathfinder Focused Opportunities ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PFOE or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 53.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PFOE | VTI |
|---|---|---|
| Expense Ratio | 0.59% | 0.03%Best |
| AUM | $87M | $690.1B |
| Dividend Yield | 0.21% | 1.03% |
| Holdings | 48 | 3,524 |
| YTD Return | -11.82% | +13.35%Best |
| 1Y Return | - | +15.92% |
| 3Y Return (annualized) | - | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Top 10 Weight | 53.7% | 33.3%Best |
| Fund Family | Pathfinder ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Dec 31, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PFOE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PFOE vs VTI Performance
Pathfinder Focused Opportunities ETF (PFOE) is an ETF from Pathfinder ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, PFOE is down 11.82% versus a gain of 13.35% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
PFOE charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, PFOE currently yields 0.21% against 1.03% for VTI.
Holdings Overlap
57.9% of PFOE's money is in holdings VTI also owns. 6.8% of VTI's money is in holdings PFOE also owns.
The two portfolios partly overlap.
14 positions in common, counted across the 23 positions we hold weights for in PFOE and 3,463 in VTI, against full books of 48 and 3,524.
What only one of them owns
Our book lists 1,137 positions for VTI that do not appear in our book for PFOE (90.6% of the fund), and 4 for PFOE that do not appear in VTI (16.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PFOE | Weight in VTI | Difference |
|---|---|---|---|
| GOOGAlphabet Inc. C | 5.03% | 2.31% | 2.72% |
| LLYEli Lilly & Co. | 4.20% | 1.35% | 2.85% |
| NFLXNetflix, Inc. | 5.11% | 0.42% | 4.69% |
| UBERUber Technologies Inc | 4.92% | 0.20% | 4.72% |
| UNHUnitedhealth Group, Inc. | 4.44% | 0.52% | 3.92% |
| IDXXIdexx Labs | 4.74% | 0.06% | 4.68% |
| VVisa Inc Class A | 3.72% | 0.83% | 2.89% |
| ISRGIntuitive Surgical Inc. | 4.27% | 0.17% | 4.10% |
| MAMastercard Inc | 3.64% | 0.63% | 3.01% |
| INTUIntuit, Inc. | 3.90% | 0.12% | 3.78% |
57.9% of PFOE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PFOE or VTI?
PFOE has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option, by $56 a year on a $10,000 investment.
What is the holdings overlap between PFOE and VTI?
57.9% of PFOE's money is in holdings VTI also owns. 6.8% of VTI's is in holdings PFOE also owns. They hold 14 positions in common, counted across the 23 positions we hold weights for in PFOE and 3,463 in VTI.
Which pays a higher dividend, PFOE or VTI?
PFOE yields 0.21% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PFOE?
VTI has a lower expense ratio. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 53.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.