PINC vs VOO
PGIM Securitized Income ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. PINC delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | PINC | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.39% | 0.03% | |
| AUM | $25M | $997.4B | |
| Dividend Yield | 0.77% | 1.08% | |
| Holdings | 106 | 509 | |
| YTD Return | -0.19% | +14.27% | |
| 1Y Return | +105.03% | +21.79% | |
| 3Y Return (annualized) | +27.54% | +22.19% | |
| 5Y Return (annualized) | +9.85% | +13.28% | |
| Volatility (annualized) | 32.9% | 14.2% | |
| Max Drawdown | -56.7% | -34.3% | |
| Fund Family | PGIM Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Jun 1, 2026 | Sep 7, 2010 |
PINC vs VOO Performance
PGIM Securitized Income ETF (PINC) is a ETF from PGIM Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PINC returned +105.03% while VOO returned +21.79%. Year to date, PINC is down 0.19% versus a gain of 14.27% for VOO.
Over three years, PINC compounded at +27.54% per year against +22.19% for VOO; over five years the annualized figures are +9.85% and +13.28% respectively. Across the full 13-year window we track, VOO has the edge at +13.59% annualized vs +5.19%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PINC has been the more volatile fund, with annualized monthly volatility of 32.9% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.7% for PINC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.16. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PINC charges 0.39% per year while VOO charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, PINC currently yields 0.77% against 1.08% for VOO.
Holdings Overlap
PINC and VOO share 0 holdings out of 513 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PINC or VOO?
PINC has an expense ratio of 0.39% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $36 per year of difference.
Which performed better, PINC or VOO?
Over the past year PINC returned +105.03% vs +21.79% for VOO, so PINC leads on 1-year performance. Over the longest common window we track (13 years), PINC annualized +5.19% vs +13.59% for VOO. Past performance does not guarantee future results.
Which is riskier, PINC or VOO?
PINC has been the more volatile fund at 32.9% annualized versus 14.2% for VOO. Worst drawdown: PINC -56.7% vs VOO -34.3%.
Should I hold both PINC and VOO?
PINC and VOO have a monthly-return correlation of 0.16, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PINC and VOO?
PINC and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 513 unique securities.
Which pays a higher dividend, PINC or VOO?
PINC yields 0.77% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
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