PIT vs SCHD
VanEck Commodity Strategy ETF vs Schwab US Dividend Equity ETF
Which is better, PIT or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. PIT led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PIT | SCHD |
|---|---|---|
| Expense Ratio | 0.55% | 0.06%Best |
| AUM | $300M | $112.1B |
| Dividend Yield | 5.94% | 3.00% |
| Holdings | 6 | 103 |
| YTD Return | +57.73%Best | +24.23% |
| 1Y Return | +54.44%Best | +27.90% |
| 3Y Return (annualized) | +19.23%Best | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 18.0% | 13.2%Best |
| Max Drawdown | -17.2% | -16.1%Best |
| $10,000 over 3.7 years | $18,316Best | $15,320 |
| Fund Family | VanEck | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | Dec 20, 2022 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Dec 22, 2022 to Sep 17, 2026 (3.7 years).
PIT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
PIT vs SCHD Performance
VanEck Commodity Strategy ETF (PIT) is an ETF from VanEck and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PIT returned +54.44% while SCHD returned +27.90%. Year to date, PIT is up 57.73% versus a gain of 24.23% for SCHD.
Over three years, PIT compounded at +19.23% per year against +15.55% for SCHD. Across the full 4-year window we track, PIT has the edge at +17.77% annualized vs +12.22%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PIT has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.2% for PIT and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
PIT charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, PIT currently yields 5.94% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of PIT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PIT or SCHD?
PIT has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option, by $49 a year on a $10,000 investment.
Which performed better, PIT or SCHD?
Over the past year PIT returned +54.44% vs +27.90% for SCHD, so PIT leads on 1-year performance. Over the longest common window we track (4 years), PIT annualized +17.77% vs +12.22% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PIT or SCHD?
PIT has been the more volatile fund at 18.0% annualized versus 13.2% for SCHD. Worst drawdown: PIT -17.2% vs SCHD -16.1%.
Should I hold both PIT and SCHD?
PIT and SCHD have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PIT or SCHD?
PIT yields 5.94% while SCHD yields 3.00%, so PIT currently pays the higher dividend yield.
Is SCHD better than PIT?
SCHD has a lower expense ratio. PIT led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.