PIT vs VTI
VanEck Commodity Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. PIT delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | PIT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.03% | |
| AUM | $295M | $663.5B | |
| Dividend Yield | 7.15% | 1.07% | |
| Holdings | 30 | 3,543 | |
| YTD Return | +43.46% | +14.16% | |
| 1Y Return | +47.11% | +23.62% | |
| 3Y Return (annualized) | +17.30% | +21.43% | |
| 5Y Return (annualized) | - | +12.33% | |
| Volatility (annualized) | 17.9% | 15.3% | |
| Max Drawdown | -17.2% | -56.6% | |
| Fund Family | VanEck | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Dec 20, 2022 | May 24, 2001 |
PIT vs VTI Performance
VanEck Commodity Strategy ETF (PIT) is a ETF from VanEck and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PIT returned +47.11% while VTI returned +23.62%. Year to date, PIT is up 43.46% versus a gain of 14.16% for VTI.
Over three years, PIT compounded at +17.30% per year against +21.43% for VTI. Across the full 4-year window we track, PIT has the edge at +15.27% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PIT has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.2% for PIT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.07. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PIT charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, PIT currently yields 7.15% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, PIT or VTI?
PIT has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $52 per year of difference.
Which performed better, PIT or VTI?
Over the past year PIT returned +47.11% vs +23.62% for VTI, so PIT leads on 1-year performance. Over the longest common window we track (4 years), PIT annualized +15.27% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, PIT or VTI?
PIT has been the more volatile fund at 17.9% annualized versus 15.3% for VTI. Worst drawdown: PIT -17.2% vs VTI -56.6%.
Should I hold both PIT and VTI?
PIT and VTI have a monthly-return correlation of -0.07, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, PIT or VTI?
PIT yields 7.15% while VTI yields 1.07%, so PIT currently pays the higher dividend yield.
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