PLTM vs VTI
GraniteShares Platinum Trust vs Vanguard Morningstar Total Stock Market ETF
Which is better, PLTM or VTI?
Precious Metals against Large Cap Blend.
VTI has a lower expense ratio. PLTM led over 1Y, 3Y and 5Y, VTI over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PLTM | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $189M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 1 | 3,543 |
| YTD Return | -15.93% | +12.30%Best |
| 1Y Return | +29.47%Best | +16.08% |
| 3Y Return (annualized) | +23.51%Best | +21.01% |
| 5Y Return (annualized) | +13.94%Best | +12.36% |
| Volatility (annualized) | 25.6% | 16.8%Best |
| Max Drawdown | -44.1% | -35.0%Best |
| $10,000 over 5 years | $19,204Best | $17,908 |
| Fund Family | GraniteShares | Vanguard (US) |
| Category | Commodity | Equity |
| Style | Precious Metals | Large Cap Blend |
| Inception | Jan 22, 2018 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 5, 2018 to Sep 18, 2026 (8.6 years).
PLTM vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.6 years both funds cover.
PLTM vs VTI Performance
GraniteShares Platinum Trust (PLTM) is an ETF from GraniteShares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PLTM returned +29.47% while VTI returned +16.08%. Year to date, PLTM is down 15.93% versus a gain of 12.30% for VTI.
Over three years, PLTM compounded at +23.51% per year against +21.01% for VTI; over five years the annualized figures are +13.94% and +12.36% respectively. Across the full 9-year window we track, VTI has the edge at +13.54% annualized vs +6.64%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PLTM has been the more volatile fund, with annualized monthly volatility of 25.6% compared with 16.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.1% for PLTM and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.38. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PLTM charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, PLTM currently yields 0.00% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of PLTM and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PLTM or VTI?
PLTM has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, PLTM or VTI?
Over the past year PLTM returned +29.47% vs +16.08% for VTI, so PLTM leads on 1-year performance. Over the longest common window we track (9 years), PLTM annualized +6.64% vs +13.54% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PLTM or VTI?
PLTM has been the more volatile fund at 25.6% annualized versus 16.8% for VTI. Worst drawdown: PLTM -44.1% vs VTI -35.0%.
Should I hold both PLTM and VTI?
PLTM and VTI have a monthly-return correlation of 0.38, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PLTM or VTI?
PLTM yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PLTM?
VTI has a lower expense ratio. PLTM led over 1Y, 3Y and 5Y, VTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.