PLTW vs VTI
Roundhill PLTR WeeklyPay ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | PLTW | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.03% | |
| AUM | $102M | $663.5B | |
| Dividend Yield | 12.99% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | -20.38% | +14.22% | |
| 1Y Return | -32.04% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 75.0% | 15.3% | |
| Max Drawdown | -61.7% | -56.6% | |
| Fund Family | Roundhill Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Feb 19, 2025 | May 24, 2001 |
PLTW vs VTI Performance
Roundhill PLTR WeeklyPay ETF (PLTW) is a ETF from Roundhill Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PLTW returned -32.04% while VTI returned +22.19%. Year to date, PLTW is down 20.38% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
PLTW has been the more volatile fund, with annualized monthly volatility of 75.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -61.7% for PLTW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.09. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PLTW charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, PLTW currently yields 12.99% against 1.07% for VTI.
Holdings Overlap
PLTW and VTI share 1 holdings out of 2784 unique holdings combined, representing a 0.3% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in PLTW | Weight in VTI | Difference |
|---|---|---|---|
| PLTR | 19.87% | 0.35% | 19.52% |
Frequently Asked Questions
Which is cheaper, PLTW or VTI?
PLTW has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, PLTW or VTI?
Over the past year PLTW returned -32.04% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), PLTW annualized +30.48% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, PLTW or VTI?
PLTW has been the more volatile fund at 75.0% annualized versus 15.3% for VTI. Worst drawdown: PLTW -61.7% vs VTI -56.6%.
Should I hold both PLTW and VTI?
PLTW and VTI have a monthly-return correlation of 0.09, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PLTW and VTI?
PLTW and VTI share 1 common holdings with a 0.3% weight overlap. Combined, they hold 2784 unique securities.
Which pays a higher dividend, PLTW or VTI?
PLTW yields 12.99% while VTI yields 1.07%, so PLTW currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.