POCT vs XYZY
Innovator US Equity Power Buffer ETF - October vs YieldMax XYZ Option Income Strategy ETF
Which is better, POCT or XYZY?
Each has led over a different period.
POCT has a lower expense ratio. POCT led over 3Y, XYZY over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | POCT | XYZY |
|---|---|---|
| Expense Ratio | 0.79%Best | 1.36% |
| AUM | $1.1B | $33M |
| Dividend Yield | 0.00% | 73.70% |
| Holdings | 1,015 | 25 |
| YTD Return | +9.07% | +14.43%Best |
| 1Y Return | +9.94% | +14.20%Best |
| 3Y Return (annualized) | +11.35%Best | +7.67% |
| 5Y Return (annualized) | +9.61% | - |
| Volatility (annualized) | 5.7%Best | 40.5% |
| Max Drawdown | -10.2%Best | -52.3% |
| $10,000 over 3.1 years | $13,951 | $14,178Best |
| Fund Family | Innovator ETFs Trust | YieldMax ETF |
| Category | Alternative | Alternative |
| Style | Option Writing | Option Writing |
| Inception | Sep 28, 2018 | Oct 10, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Oct 11, 2023 to Nov 12, 2026 (3.1 years).
POCT vs XYZY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
POCT vs XYZY Performance
Innovator US Equity Power Buffer ETF - October (POCT) is an ETF from Innovator ETFs Trust and YieldMax XYZ Option Income Strategy ETF (XYZY) is an ETF from YieldMax ETF. Over the past year POCT returned +9.94% while XYZY returned +14.20%. Year to date, POCT is up 9.07% versus a gain of 14.43% for XYZY.
Over three years, POCT compounded at +11.35% per year against +7.67% for XYZY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XYZY has been the more volatile fund, with annualized monthly volatility of 40.5% compared with 5.7% for POCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.2% for POCT and -52.3% for XYZY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.
Fees and Cost Over Time
POCT charges 0.79% per year while XYZY charges 1.36%. On a $10,000 position that is $79 vs $136 annually, a gap of $57 per year that compounds over a long holding period. On income, POCT currently yields 0.00% against 73.70% for XYZY.
Holdings Overlap
We hold position weights for 494 holdings in POCT and 2 in XYZY, totalling 98.7% and 49.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 494 positions we hold weights for in POCT and 2 in XYZY, against full books of 1,015 and 25.
You are not choosing between two funds in isolation.
Whichever of POCT and XYZY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, POCT or XYZY?
POCT has an expense ratio of 0.79% while XYZY charges 1.36%. POCT is the cheaper option, by $57 a year on a $10,000 investment.
Which performed better, POCT or XYZY?
Over the past year POCT returned +9.94% vs +14.20% for XYZY, so XYZY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, POCT or XYZY?
XYZY has been the more volatile fund at 40.5% annualized versus 5.7% for POCT. Worst drawdown: POCT -10.2% vs XYZY -52.3%.
Should I hold both POCT and XYZY?
POCT and XYZY have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, POCT or XYZY?
POCT yields 0.00% while XYZY yields 73.70%, so XYZY currently pays the higher dividend yield.
Is XYZY better than POCT?
POCT has a lower expense ratio. POCT led over 3Y, XYZY over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.