PRVS vs SCHD

PRVS vs SCHD

Which is better, PRVS or SCHD?

Each has led over a different period.

SCHD has a lower expense ratio. PRVS led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.7%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPRVSSCHD
Expense Ratio0.59%0.06%Best
AUM$6M$112.1B
Dividend Yield0.50%3.00%
Holdings27103
YTD Return+15.29%+24.23%Best
1Y Return+23.31%+27.90%Best
3Y Return (annualized)-+15.55%
5Y Return (annualized)-+9.97%
Volatility (annualized)13.1%Best13.2%
Max Drawdown-17.6%-14.0%Best
$10,000 over 1.8 years$13,188Best$12,758
Top 10 Weight48.7%41.8%Best
Fund FamilyParnassus InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionDec 12, 2024Oct 20, 2011

Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Dec 12, 2024 to Sep 17, 2026 (1.8 years).

PRVS vs SCHD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.

PRVS vs SCHD Performance

Parnassus Value Select ETF (PRVS) is an ETF from Parnassus Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PRVS returned +23.31% while SCHD returned +27.90%. Year to date, PRVS is up 15.29% versus a gain of 24.23% for SCHD.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 13.1% for PRVS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.6% for PRVS and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.42. They move together some of the time, and apart the rest.

Fees and Cost Over Time

PRVS charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, PRVS currently yields 0.50% against 3.00% for SCHD.

Holdings Overlap

PRVS already in SCHD15.9%
SCHD already in PRVS20.5%

15.9% of PRVS's money is in holdings SCHD also owns. 20.5% of SCHD's money is in holdings PRVS also owns.

SCHD and PRVS share little of their money.

5 positions in common, counted across the 27 positions we hold weights for in PRVS and 100 in SCHD, against full books of 27 and 103.

What only one of them owns

Our book lists 94 positions for SCHD that do not appear in our book for PRVS (79.4% of the fund), and 19 for PRVS that do not appear in SCHD (71.2%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in PRVSWeight in SCHDDifference
VZVerizon Communic4.50%3.97%0.53%
KOCoca Cola Co.3.80%4.17%0.37%
ABTAbbott Laboratories2.30%4.69%2.39%
UNHUnitedhealth Group Incorporated3.10%3.82%0.72%
HDHome Depot Inc/The2.20%3.88%1.68%

20.5% of SCHD is already inside PRVS.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PRVSSCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PRVS or SCHD?

PRVS has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option, by $53 a year on a $10,000 investment.

Which performed better, PRVS or SCHD?

Over the past year PRVS returned +23.31% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), PRVS annualized +16.62% vs +14.49% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PRVS or SCHD?

SCHD has been the more volatile fund at 13.2% annualized versus 13.1% for PRVS. Worst drawdown: PRVS -17.6% vs SCHD -14.0%.

Should I hold both PRVS and SCHD?

PRVS and SCHD have a monthly-return correlation of 0.42, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PRVS and SCHD?

20.5% of SCHD's money is in holdings PRVS also owns. 20.5% of SCHD's is in holdings PRVS also owns. They hold 5 positions in common, counted across the 27 positions we hold weights for in PRVS and 100 in SCHD.

Which pays a higher dividend, PRVS or SCHD?

PRVS yields 0.50% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.

Is SCHD better than PRVS?

SCHD has a lower expense ratio. PRVS led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 48.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.