PRVS vs SCHD

Quick Verdict

SCHD has a lower expense ratio. PRVS delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: PRVSMore Diversified: SCHD

Side-by-Side Comparison

MetricPRVSSCHDWinner
Expense Ratio0.59%0.06%
AUM$6M$103.7B
Dividend Yield0.51%3.31%
Holdings28104
YTD Return+18.84%+24.26%
1Y Return+33.67%+31.38%
3Y Return (annualized)-+15.08%
5Y Return (annualized)-+9.72%
Volatility (annualized)13.1%13.6%
Max Drawdown-17.6%-33.4%
Fund FamilyParnassus InvestmentsCharles Schwab Asset Management
CategoryEquityEquity
InceptionDec 12, 2024Oct 20, 2011

PRVS vs SCHD Performance

Parnassus Value Select ETF (PRVS) is a ETF from Parnassus Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PRVS returned +33.67% while SCHD returned +31.38%. Year to date, PRVS is up 18.84% versus a gain of 24.26% for SCHD.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.1% for PRVS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.6% for PRVS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PRVS charges 0.59% per year while SCHD charges 0.06%. On a $10,000 position that is $59 vs $6 annually, a gap of $53 per year that compounds over a long holding period. On income, PRVS currently yields 0.51% against 3.31% for SCHD.

Holdings Overlap

14.9%overlap

PRVS and SCHD share 5 holdings out of 122 unique holdings combined, representing a 14.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PRVSWeight in SCHDDifference
UNH3.25%4.54%1.29%
KO3.57%4.08%0.51%
VZ3.80%3.68%0.12%
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Frequently Asked Questions

Which is cheaper, PRVS or SCHD?

PRVS has an expense ratio of 0.59% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.

Which performed better, PRVS or SCHD?

Over the past year PRVS returned +33.67% vs +31.38% for SCHD, so PRVS leads on 1-year performance. Over the longest common window we track (2 years), PRVS annualized +20.03% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, PRVS or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 13.1% for PRVS. Worst drawdown: PRVS -17.6% vs SCHD -33.4%.

Should I hold both PRVS and SCHD?

PRVS and SCHD have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PRVS and SCHD?

PRVS and SCHD share 5 common holdings with a 14.9% weight overlap. Combined, they hold 122 unique securities.

Which pays a higher dividend, PRVS or SCHD?

PRVS yields 0.51% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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