Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricPSCJVOOWinner
Expense Ratio0.49%0.03%
AUM$41M$979.0B
Dividend Yield0.00%1.09%
Holdings6509
YTD Return+7.23%+13.80%
1Y Return+12.38%+23.71%
3Y Return (annualized)+13.27%+21.50%
5Y Return (annualized)+9.33%+13.44%
Volatility (annualized)8.2%14.1%
Max Drawdown-11.9%-34.3%
Fund FamilyPacer ETFsVanguard (US)
CategoryAlternativeEquity
InceptionJun 30, 2021Sep 7, 2010

PSCJ vs VOO Performance

Pacer Swan SOS Conservative July ETF (PSCJ) is a ETF from Pacer ETFs and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PSCJ returned +12.38% while VOO returned +23.71%. Year to date, PSCJ is up 7.23% versus a gain of 13.80% for VOO.

Over three years, PSCJ compounded at +13.27% per year against +21.50% for VOO; over five years the annualized figures are +9.33% and +13.44% respectively. Across the full 5-year window we track, VOO has the edge at +13.58% annualized vs +9.28%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 8.2% for PSCJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.9% for PSCJ and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

PSCJ charges 0.49% per year while VOO charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, PSCJ currently yields 0.00% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

PSCJ and VOO share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PSCJ or VOO?

PSCJ has an expense ratio of 0.49% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, PSCJ or VOO?

Over the past year PSCJ returned +12.38% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), PSCJ annualized +9.28% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, PSCJ or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 8.2% for PSCJ. Worst drawdown: PSCJ -11.9% vs VOO -34.3%.

Should I hold both PSCJ and VOO?

PSCJ and VOO have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between PSCJ and VOO?

PSCJ and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, PSCJ or VOO?

PSCJ yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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