PSFM vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricPSFMVOOWinner
Expense Ratio0.49%0.03%
AUM$25M$979.0B
Dividend Yield0.00%1.09%
Holdings7509
YTD Return+11.19%+13.44%
1Y Return+15.60%+22.62%
3Y Return (annualized)+12.98%+21.47%
5Y Return (annualized)+9.70%+13.27%
Volatility (annualized)9.3%14.1%
Max Drawdown-14.3%-34.3%
Fund FamilyPacer ETFsVanguard (US)
CategoryAlternativeEquity
InceptionMar 31, 2021Sep 7, 2010

PSFM vs VOO Performance

Pacer Swan SOS Flex (April) ETF (PSFM) is a ETF from Pacer ETFs and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year PSFM returned +15.60% while VOO returned +22.62%. Year to date, PSFM is up 11.19% versus a gain of 13.44% for VOO.

Over three years, PSFM compounded at +12.98% per year against +21.47% for VOO; over five years the annualized figures are +9.70% and +13.27% respectively. Across the full 5-year window we track, VOO has the edge at +13.55% annualized vs +10.48%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 9.3% for PSFM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.3% for PSFM and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.94. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

PSFM charges 0.49% per year while VOO charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, PSFM currently yields 0.00% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

PSFM and VOO share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PSFM or VOO?

PSFM has an expense ratio of 0.49% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

Which performed better, PSFM or VOO?

Over the past year PSFM returned +15.60% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), PSFM annualized +10.48% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, PSFM or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 9.3% for PSFM. Worst drawdown: PSFM -14.3% vs VOO -34.3%.

Should I hold both PSFM and VOO?

PSFM and VOO have a monthly-return correlation of 0.94, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between PSFM and VOO?

PSFM and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, PSFM or VOO?

PSFM yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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