PTIR vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricPTIRSCHDWinner
Expense Ratio1.04%0.06%
AUM$279M$103.7B
Dividend Yield16.53%3.31%
Holdings2104
YTD Return-19.20%+25.33%
1Y Return-40.31%+32.31%
3Y Return (annualized)-+15.40%
5Y Return (annualized)-+9.70%
Volatility (annualized)145.4%13.6%
Max Drawdown-79.4%-33.4%
Fund FamilyGraniteSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionSep 3, 2024Oct 20, 2011

PTIR vs SCHD Performance

GraniteShares 2x Long PLTR Daily ETF (PTIR) is a ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PTIR returned -40.31% while SCHD returned +32.31%. Year to date, PTIR is down 19.20% versus a gain of 25.33% for SCHD.

Risk: Volatility and Drawdowns

PTIR has been the more volatile fund, with annualized monthly volatility of 145.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -79.4% for PTIR and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.23. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PTIR charges 1.04% per year while SCHD charges 0.06%. On a $10,000 position that is $104 vs $6 annually, a gap of $98 per year that compounds over a long holding period. On income, PTIR currently yields 16.53% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

PTIR and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PTIR or SCHD?

PTIR has an expense ratio of 1.04% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, PTIR or SCHD?

Over the past year PTIR returned -40.31% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), PTIR annualized +264.22% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, PTIR or SCHD?

PTIR has been the more volatile fund at 145.4% annualized versus 13.6% for SCHD. Worst drawdown: PTIR -79.4% vs SCHD -33.4%.

Should I hold both PTIR and SCHD?

PTIR and SCHD have a monthly-return correlation of -0.23, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PTIR and SCHD?

PTIR and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, PTIR or SCHD?

PTIR yields 16.53% while SCHD yields 3.31%, so PTIR currently pays the higher dividend yield.

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