PTRB vs VTI
PGIM Total Return Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PTRB or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PTRB | VTI |
|---|---|---|
| Expense Ratio | 0.49% | 0.03%Best |
| AUM | $1.2B | $689.2B |
| Dividend Yield | 5.66% | 1.06% |
| Holdings | 2,950 | 3,542 |
| YTD Return | -1.73% | +11.29%Best |
| 1Y Return | -1.36% | +13.77%Best |
| 3Y Return (annualized) | +4.45% | +20.19%Best |
| 5Y Return (annualized) | -0.20% | +10.49%Best |
| Volatility (annualized) | 7.1%Best | 15.8% |
| Max Drawdown | -19.2%Best | -25.4% |
| $10,000 over 5 years | $9,900 | $16,467Best |
| Fund Family | PGIM Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Dec 2, 2021 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Dec 8, 2021 to Nov 13, 2026 (4.9 years).
PTRB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
PTRB vs VTI Performance
PGIM Total Return Bond ETF (PTRB) is an ETF from PGIM Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PTRB returned -1.36% while VTI returned +13.77%. Year to date, PTRB is down 1.73% versus a gain of 11.29% for VTI.
Over three years, PTRB compounded at +4.45% per year against +20.19% for VTI; over five years the annualized figures are -0.20% and +10.49% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 7.1% for PTRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.2% for PTRB and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PTRB charges 0.49% per year while VTI charges 0.03%. On a $10,000 position that is $49 vs $3 annually, a gap of $46 per year that compounds over a long holding period. On income, PTRB currently yields 5.66% against 1.06% for VTI.
Holdings Overlap
At least 2.9% of VTI's money is in holdings PTRB also owns.
Stated as a floor: for PTRB, our book for it covers 48.9% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and PTRB share little of their money.
4 positions in common, counted across the 675 positions we hold weights for in PTRB and 3,469 in VTI, against full books of 2,950 and 3,542.
You are not choosing between two funds in isolation.
Whichever of PTRB and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PTRB or VTI?
PTRB has an expense ratio of 0.49% while VTI charges 0.03%. VTI is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, PTRB or VTI?
Over the past year PTRB returned -1.36% vs +13.77% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PTRB or VTI?
VTI has been the more volatile fund at 15.8% annualized versus 7.1% for PTRB. Worst drawdown: PTRB -19.2% vs VTI -25.4%.
Should I hold both PTRB and VTI?
PTRB and VTI have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PTRB and VTI?
At least 2.9% of VTI's money is in holdings PTRB also owns. Our book for PTRB is partial, so the real figure is this or higher. They hold 4 positions in common, counted across the 675 positions we hold weights for in PTRB and 3,469 in VTI.
Which pays a higher dividend, PTRB or VTI?
PTRB yields 5.66% while VTI yields 1.06%, so PTRB currently pays the higher dividend yield.
Is VTI better than PTRB?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.