IVV vs PTRB
iShares Core S&P 500 ETF vs PGIM Total Return Bond ETF
Which is better, IVV or PTRB?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | PTRB |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.49% |
| AUM | $876.4B | $1.2B |
| Dividend Yield | 1.06% | 5.58% |
| Holdings | 508 | 1,397 |
| YTD Return | +12.51%Best | -1.13% |
| 1Y Return | +17.57%Best | -0.55% |
| 3Y Return (annualized) | +21.27%Best | +4.69% |
| 5Y Return (annualized) | +12.95% | - |
| Volatility (annualized) | 15.8% | 7.1%Best |
| Max Drawdown | -24.5% | -19.2%Best |
| $10,000 over 4.8 years | $17,496Best | $9,962 |
| Fund Family | iShares by BlackRock (US) | PGIM Investments |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | - |
| Inception | May 15, 2000 | Dec 2, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Dec 8, 2021 to Sep 11, 2026 (4.8 years).
IVV vs PTRB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.8 years both funds cover.
IVV vs PTRB Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and PGIM Total Return Bond ETF (PTRB) is an ETF from PGIM Investments. Over the past year IVV returned +17.57% while PTRB returned -0.55%. Year to date, IVV is up 12.51% versus a loss of 1.13% for PTRB.
Over three years, IVV compounded at +21.27% per year against +4.69% for PTRB.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 7.1% for PTRB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -19.2% for PTRB. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while PTRB charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 5.58% for PTRB.
Holdings Overlap
At least 0.8% of IVV's money is in holdings PTRB also owns.
Stated as a floor: for PTRB, our book for it covers 49.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 505 positions we hold weights for in IVV and 672 in PTRB, against full books of 508 and 1,397.
You are not choosing between two funds in isolation.
Whichever of IVV and PTRB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or PTRB?
IVV has an expense ratio of 0.03% while PTRB charges 0.49%. IVV is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, IVV or PTRB?
Over the past year IVV returned +17.57% vs -0.55% for PTRB, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or PTRB?
IVV has been the more volatile fund at 15.8% annualized versus 7.1% for PTRB. Worst drawdown: IVV -24.5% vs PTRB -19.2%.
Should I hold both IVV and PTRB?
IVV and PTRB have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or PTRB?
IVV yields 1.06% while PTRB yields 5.58%, so PTRB currently pays the higher dividend yield.
Is PTRB better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.