QBSF vs VTI
AllianzIM US Equity Buffer15 ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | QBSF | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.64% | 0.03% | |
| AUM | $58M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +4.08% | +12.65% | |
| 1Y Return | +7.70% | +21.39% | |
| 3Y Return (annualized) | - | +21.54% | |
| 5Y Return (annualized) | - | +12.11% | |
| Volatility (annualized) | 2.3% | 15.3% | |
| Max Drawdown | -1.6% | -56.6% | |
| Fund Family | AllianzIM | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jun 30, 2025 | May 24, 2001 |
QBSF vs VTI Performance
AllianzIM US Equity Buffer15 ETF (QBSF) is a ETF from AllianzIM and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QBSF returned +7.70% while VTI returned +21.39%. Year to date, QBSF is up 4.08% versus a gain of 12.65% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.3% for QBSF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.6% for QBSF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QBSF charges 0.64% per year while VTI charges 0.03%. On a $10,000 position that is $64 vs $3 annually, a gap of $61 per year that compounds over a long holding period. On income, QBSF currently yields 0.00% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, QBSF or VTI?
QBSF has an expense ratio of 0.64% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $61 per year of difference.
Which performed better, QBSF or VTI?
Over the past year QBSF returned +7.70% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), QBSF annualized +7.93% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, QBSF or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 2.3% for QBSF. Worst drawdown: QBSF -1.6% vs VTI -56.6%.
Should I hold both QBSF and VTI?
QBSF and VTI have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, QBSF or VTI?
QBSF yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.