QLTA vs QQQ
iShares Aaa A Rated Corporate Bond ETF vs Invesco QQQ Trust, Series 1
Which is better, QLTA or QQQ?
Long Term Mid Quality against Large Cap Growth.
QLTA has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QLTA | QQQ |
|---|---|---|
| Expense Ratio | 0.15%Best | 0.18% |
| AUM | $1.2B | $483.5B |
| Dividend Yield | 4.60% | 0.44% |
| Holdings | 3,503 | 107 |
| YTD Return | -1.60% | +17.95%Best |
| 1Y Return | -1.23% | +21.77%Best |
| 3Y Return (annualized) | +4.36% | +25.63%Best |
| 5Y Return (annualized) | -0.81% | +15.24%Best |
| Volatility (annualized) | 5.8%Best | 17.4% |
| Max Drawdown | -23.0%Best | -35.1% |
| $10,000 over 5 years | $9,602 | $20,324Best |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Growth |
| Inception | Feb 14, 2012 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 16, 2012 to Sep 18, 2026 (14.6 years).
QLTA vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
QLTA vs QQQ Performance
iShares Aaa A Rated Corporate Bond ETF (QLTA) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year QLTA returned -1.23% while QQQ returned +21.77%. Year to date, QLTA is down 1.60% versus a gain of 17.95% for QQQ.
Over three years, QLTA compounded at +4.36% per year against +25.63% for QQQ; over five years the annualized figures are -0.81% and +15.24% respectively. Across the full 15-year window we track, QQQ has the edge at +18.37% annualized vs +0.73%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.4% compared with 5.8% for QLTA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.0% for QLTA and -35.1% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QLTA charges 0.15% per year while QQQ charges 0.18%. On a $10,000 position that is $15 vs $18 annually, a gap of $3 per year that compounds over a long holding period. On income, QLTA currently yields 4.60% against 0.44% for QQQ.
Holdings Overlap
At least 3.5% of QQQ's money is in holdings QLTA also owns.
Stated as a floor: for QLTA, our book for it covers 39.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
QQQ and QLTA share little of their money.
1 positions in common, counted across the 1,061 positions we hold weights for in QLTA and 102 in QQQ, against full books of 3,503 and 107.
Top Shared Holdings
| Stock | Weight in QLTA | Weight in QQQ | Difference |
|---|---|---|---|
| AMDAdvanced Micro Devices Inc | 0.03% | 3.45% | 3.42% |
You are not choosing between two funds in isolation.
Whichever of QLTA and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QLTA or QQQ?
QLTA has an expense ratio of 0.15% while QQQ charges 0.18%. QLTA is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, QLTA or QQQ?
Over the past year QLTA returned -1.23% vs +21.77% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (15 years), QLTA annualized +0.73% vs +18.37% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QLTA or QQQ?
QQQ has been the more volatile fund at 17.4% annualized versus 5.8% for QLTA. Worst drawdown: QLTA -23.0% vs QQQ -35.1%.
Should I hold both QLTA and QQQ?
QLTA and QQQ have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QLTA and QQQ?
At least 3.5% of QQQ's money is in holdings QLTA also owns. Our book for QLTA is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 1,061 positions we hold weights for in QLTA and 102 in QQQ.
Which pays a higher dividend, QLTA or QQQ?
QLTA yields 4.60% while QQQ yields 0.44%, so QLTA currently pays the higher dividend yield.
Is QQQ better than QLTA?
QLTA has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.