IVV vs QLTA
iShares Core S&P 500 ETF vs iShares Aaa A Rated Corporate Bond ETF
Which is better, IVV or QLTA?
Large Cap Blend against Long Term Mid Quality.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | QLTA |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.15% |
| AUM | $876.4B | $1.2B |
| Dividend Yield | 1.06% | 4.60% |
| Holdings | 508 | 3,503 |
| YTD Return | +14.14%Best | -1.26% |
| 1Y Return | +17.30%Best | -0.66% |
| 3Y Return (annualized) | +23.04%Best | +4.87% |
| 5Y Return (annualized) | +13.63%Best | -0.77% |
| Volatility (annualized) | 14.1% | 5.8%Best |
| Max Drawdown | -33.9% | -23.0%Best |
| $10,000 over 5 years | $18,944Best | $9,621 |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Long Term Mid Quality |
| Inception | May 15, 2000 | Feb 14, 2012 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 16, 2012 to Sep 22, 2026 (14.6 years).
IVV vs QLTA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs QLTA Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and iShares Aaa A Rated Corporate Bond ETF (QLTA) is an ETF from iShares by BlackRock (US). Over the past year IVV returned +17.30% while QLTA returned -0.66%. Year to date, IVV is up 14.14% versus a loss of 1.26% for QLTA.
Over three years, IVV compounded at +23.04% per year against +4.87% for QLTA; over five years the annualized figures are +13.63% and -0.77% respectively. Across the full 15-year window we track, IVV has the edge at +13.26% annualized vs +0.75%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 5.8% for QLTA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -23.0% for QLTA. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while QLTA charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.60% for QLTA.
Holdings Overlap
At least 1.9% of IVV's money is in holdings QLTA also owns.
Stated as a floor: for QLTA, our book for it covers 39.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
IVV and QLTA share little of their money.
4 positions in common, counted across the 490 positions we hold weights for in IVV and 1,061 in QLTA, against full books of 508 and 3,503.
You are not choosing between two funds in isolation.
Whichever of IVV and QLTA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or QLTA?
IVV has an expense ratio of 0.03% while QLTA charges 0.15%. IVV is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, IVV or QLTA?
Over the past year IVV returned +17.30% vs -0.66% for QLTA, so IVV leads on 1-year performance. Over the longest common window we track (15 years), IVV annualized +13.26% vs +0.75% for QLTA. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or QLTA?
IVV has been the more volatile fund at 14.1% annualized versus 5.8% for QLTA. Worst drawdown: IVV -33.9% vs QLTA -23.0%.
Should I hold both IVV and QLTA?
IVV and QLTA have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and QLTA?
At least 1.9% of IVV's money is in holdings QLTA also owns. Our book for QLTA is partial, so the real figure is this or higher. They hold 4 positions in common, counted across the 490 positions we hold weights for in IVV and 1,061 in QLTA.
Which pays a higher dividend, IVV or QLTA?
IVV yields 1.06% while QLTA yields 4.60%, so QLTA currently pays the higher dividend yield.
Is QLTA better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.