QLTA vs VYM
iShares Aaa A Rated Corporate Bond ETF vs Vanguard High Dividend Yield ETF
Which is better, QLTA or VYM?
Long Term Mid Quality against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QLTA | VYM |
|---|---|---|
| Expense Ratio | 0.15% | 0.04%Best |
| AUM | $1.2B | $81.6B |
| Dividend Yield | 4.60% | 2.22% |
| Holdings | 3,503 | 613 |
| YTD Return | -1.26% | +10.96%Best |
| 1Y Return | -0.66% | +15.42%Best |
| 3Y Return (annualized) | +4.87% | +17.78%Best |
| 5Y Return (annualized) | -0.77% | +12.05%Best |
| Volatility (annualized) | 5.8%Best | 13.1% |
| Max Drawdown | -23.0%Best | -35.7% |
| $10,000 over 5 years | $9,621 | $17,663Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Value |
| Inception | Feb 14, 2012 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 16, 2012 to Sep 22, 2026 (14.6 years).
QLTA vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
QLTA vs VYM Performance
iShares Aaa A Rated Corporate Bond ETF (QLTA) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year QLTA returned -0.66% while VYM returned +15.42%. Year to date, QLTA is down 1.26% versus a gain of 10.96% for VYM.
Over three years, QLTA compounded at +4.87% per year against +17.78% for VYM; over five years the annualized figures are -0.77% and +12.05% respectively. Across the full 15-year window we track, VYM has the edge at +9.85% annualized vs +0.75%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 5.8% for QLTA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.0% for QLTA and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QLTA charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, QLTA currently yields 4.60% against 2.22% for VYM.
Holdings Overlap
At least 0.2% of VYM's money is in holdings QLTA also owns.
Stated as a floor: for QLTA, our book for it covers 39.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 1,061 positions we hold weights for in QLTA and 557 in VYM, against full books of 3,503 and 613.
Top Shared Holdings
| Stock | Weight in QLTA | Weight in VYM | Difference |
|---|---|---|---|
| ETREntergy Corp. | 0.01% | 0.20% | 0.19% |
You are not choosing between two funds in isolation.
Whichever of QLTA and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QLTA or VYM?
QLTA has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option, by $11 a year on a $10,000 investment.
Which performed better, QLTA or VYM?
Over the past year QLTA returned -0.66% vs +15.42% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (15 years), QLTA annualized +0.75% vs +9.85% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QLTA or VYM?
VYM has been the more volatile fund at 13.1% annualized versus 5.8% for QLTA. Worst drawdown: QLTA -23.0% vs VYM -35.7%.
Should I hold both QLTA and VYM?
QLTA and VYM have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QLTA or VYM?
QLTA yields 4.60% while VYM yields 2.22%, so QLTA currently pays the higher dividend yield.
Is VYM better than QLTA?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.