QLTI vs SCHD
GMO International Quality ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | QLTI | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.06% | |
| AUM | $298M | $108.7B | |
| Dividend Yield | 0.60% | 3.13% | |
| Holdings | 38 | 104 | |
| YTD Return | +4.24% | +26.54% | |
| 1Y Return | +11.64% | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 13.2% | 13.6% | |
| Max Drawdown | -14.8% | -33.4% | |
| Fund Family | GMO | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 28, 2024 | Oct 20, 2011 |
QLTI vs SCHD Performance
GMO International Quality ETF (QLTI) is a ETF from GMO and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QLTI returned +11.64% while SCHD returned +30.90%. Year to date, QLTI is up 4.24% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.2% for QLTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.8% for QLTI and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.31. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QLTI charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, QLTI currently yields 0.60% against 3.13% for SCHD.
Holdings Overlap
QLTI and SCHD share 0 holdings out of 136 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QLTI or SCHD?
QLTI has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $54 per year of difference.
Which performed better, QLTI or SCHD?
Over the past year QLTI returned +11.64% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), QLTI annualized +6.90% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, QLTI or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 13.2% for QLTI. Worst drawdown: QLTI -14.8% vs SCHD -33.4%.
Should I hold both QLTI and SCHD?
QLTI and SCHD have a monthly-return correlation of 0.31, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QLTI and SCHD?
QLTI and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 136 unique securities.
Which pays a higher dividend, QLTI or SCHD?
QLTI yields 0.60% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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