QQQ vs RBIL
Invesco QQQ Trust, Series 1 vs F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF
Quick Verdict
RBIL has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | QQQ | RBIL | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.17% | |
| AUM | $455.8B | $153M | |
| Dividend Yield | 0.41% | 4.38% | |
| Holdings | 108 | 6 | |
| YTD Return | +19.68% | +2.64% | |
| 1Y Return | +26.75% | +3.85% | |
| 3Y Return (annualized) | +26.25% | - | |
| 5Y Return (annualized) | +15.39% | - | |
| Volatility (annualized) | 30.6% | 1.0% | |
| Max Drawdown | -83.0% | -0.6% | |
| Fund Family | Invesco (US) | US Benchmark Series | |
| Category | Equity | Fixed Income | |
| Inception | Mar 10, 1999 | Feb 24, 2025 |
QQQ vs RBIL Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL) is a ETF from US Benchmark Series. Over the past year QQQ returned +26.75% while RBIL returned +3.85%. Year to date, QQQ is up 19.68% versus a gain of 2.64% for RBIL.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 1.0% for RBIL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -0.6% for RBIL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while RBIL charges 0.17%. On a $10,000 position that is $18 vs $17 annually, a gap of $1 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 4.38% for RBIL.
Holdings Overlap
QQQ and RBIL share 0 holdings out of 108 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or RBIL?
QQQ has an expense ratio of 0.18% while RBIL charges 0.17%. RBIL is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, QQQ or RBIL?
Over the past year QQQ returned +26.75% vs +3.85% for RBIL, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.15% vs +4.15% for RBIL. Past performance does not guarantee future results.
Which is riskier, QQQ or RBIL?
QQQ has been the more volatile fund at 30.6% annualized versus 1.0% for RBIL. Worst drawdown: QQQ -83.0% vs RBIL -0.6%.
Should I hold both QQQ and RBIL?
QQQ and RBIL have a monthly-return correlation of -0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and RBIL?
QQQ and RBIL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 108 unique securities.
Which pays a higher dividend, QQQ or RBIL?
QQQ yields 0.41% while RBIL yields 4.38%, so RBIL currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.