QQQ vs RBIL
Invesco QQQ Trust, Series 1 vs F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF
Which is better, QQQ or RBIL?
Large Cap Growth against Inflation Protection.
RBIL has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | RBIL |
|---|---|---|
| Expense Ratio | 0.18% | 0.17%Best |
| AUM | $483.5B | $153M |
| Dividend Yield | 0.44% | 4.04% |
| Holdings | 107 | 6 |
| YTD Return | +17.95%Best | +2.64% |
| 1Y Return | +21.77%Best | +3.32% |
| 3Y Return (annualized) | +25.63% | - |
| 5Y Return (annualized) | +15.24% | - |
| Volatility (annualized) | 20.3% | 1.0%Best |
| Max Drawdown | -19.0% | -0.6%Best |
| $10,000 over 1.6 years | $14,283Best | $10,630 |
| Top 10 Weight | 46.5% | - |
| Fund Family | Invesco (US) | US Benchmark Series |
| Category | Equity | Fixed Income |
| Style | Large Cap Growth | Inflation Protection |
| Inception | Mar 10, 1999 | Feb 24, 2025 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 25, 2025 to Sep 18, 2026 (1.6 years).
QQQ vs RBIL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
QQQ vs RBIL Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL) is an ETF from US Benchmark Series. Over the past year QQQ returned +21.77% while RBIL returned +3.32%. Year to date, QQQ is up 17.95% versus a gain of 2.64% for RBIL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 1.0% for RBIL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.0% for QQQ and -0.6% for RBIL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.23. They move largely independently of each other.
Fees and Cost Over Time
QQQ charges 0.18% per year while RBIL charges 0.17%. On a $10,000 position that is $18 vs $17 annually, a gap of $1 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.04% for RBIL.
Holdings Overlap
We hold position weights for 102 holdings in QQQ and 5 in RBIL, totalling 99.9% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 102 positions we hold weights for in QQQ and 5 in RBIL, against full books of 107 and 6.
What only one of them owns
Our book lists 5 positions for RBIL that do not appear in our book for QQQ (99.9% of the fund), and 96 for QQQ that do not appear in RBIL (97.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of QQQ and RBIL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or RBIL?
QQQ has an expense ratio of 0.18% while RBIL charges 0.17%. RBIL is the cheaper option, by $1 a year on a $10,000 investment.
Which performed better, QQQ or RBIL?
Over the past year QQQ returned +21.77% vs +3.32% for RBIL, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +24.96% vs +3.89% for RBIL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or RBIL?
QQQ has been the more volatile fund at 20.3% annualized versus 1.0% for RBIL. Worst drawdown: QQQ -19.0% vs RBIL -0.6%.
Should I hold both QQQ and RBIL?
QQQ and RBIL have a monthly-return correlation of -0.23, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or RBIL?
QQQ yields 0.44% while RBIL yields 4.04%, so RBIL currently pays the higher dividend yield.
Is RBIL better than QQQ?
RBIL has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.