QQQ vs RCLO

QQQ vs RCLO
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Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQRCLOWinner
Expense Ratio0.18%0.50%
AUM$496.3B$30M
Dividend Yield0.44%4.70%
Holdings10828
YTD Return+16.64%+4.17%
1Y Return+27.27%-
3Y Return (annualized)+25.96%-
5Y Return (annualized)+14.54%-
Volatility (annualized)30.6%-
Max Drawdown-83.0%-3.7%
Fund FamilyInvesco (US)Reckoner Capital Management
CategoryEquityEquity
InceptionMar 10, 1999Oct 22, 2025

QQQ vs RCLO Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Reckoner BBB-B CLO ETF (RCLO) is a ETF from Reckoner Capital Management. Year to date, QQQ is up 16.64% versus a gain of 4.17% for RCLO.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -3.7% for RCLO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

QQQ charges 0.18% per year while RCLO charges 0.50%. On a $10,000 position that is $18 vs $50 annually, a gap of $32 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.70% for RCLO.

Holdings Overlap

0.0%overlap

QQQ and RCLO share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or RCLO?

QQQ has an expense ratio of 0.18% while RCLO charges 0.50%. QQQ is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

What is the holdings overlap between QQQ and RCLO?

QQQ and RCLO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.

Which pays a higher dividend, QQQ or RCLO?

QQQ yields 0.44% while RCLO yields 4.70%, so RCLO currently pays the higher dividend yield.

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