RCLO vs VYM

RCLO vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricRCLOVYMWinner
Expense Ratio0.50%0.04%
AUM$30M$81.6B
Dividend Yield4.70%2.24%
Holdings28616
YTD Return+4.03%+14.66%
1Y Return-+22.16%
3Y Return (annualized)-+18.72%
5Y Return (annualized)-+12.18%
Volatility (annualized)-14.6%
Max Drawdown-3.7%-58.8%
Fund FamilyReckoner Capital ManagementVanguard (US)
CategoryEquityEquity
InceptionOct 22, 2025Nov 10, 2006

RCLO vs VYM Performance

Reckoner BBB-B CLO ETF (RCLO) is a ETF from Reckoner Capital Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, RCLO is up 4.03% versus a gain of 14.66% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.7% for RCLO and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RCLO charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, RCLO currently yields 4.70% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

RCLO and VYM share 0 holdings out of 604 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RCLO or VYM?

RCLO has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $46 per year of difference.

What is the holdings overlap between RCLO and VYM?

RCLO and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 604 unique securities.

Which pays a higher dividend, RCLO or VYM?

RCLO yields 4.70% while VYM yields 2.24%, so RCLO currently pays the higher dividend yield.

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