QQQ vs SDSI
Invesco QQQ Trust, Series 1 vs American Century Short Duration Strategic Income ETF
Which is better, QQQ or SDSI?
Large Cap Growth against Short Term Bond.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | SDSI |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.32% |
| AUM | $483.5B | $291M |
| Dividend Yield | 0.44% | 4.75% |
| Holdings | 107 | 396 |
| YTD Return | +15.86%Best | +1.06% |
| 1Y Return | +22.63%Best | +2.48% |
| 3Y Return (annualized) | +24.15%Best | +5.47% |
| 5Y Return (annualized) | +14.16% | - |
| Volatility (annualized) | 18.2% | 2.0%Best |
| Max Drawdown | -22.8% | -1.3%Best |
| $10,000 over 3.9 years | $26,898Best | $12,245 |
| Fund Family | Invesco (US) | American Century Investments |
| Category | Equity | Fixed Income |
| Style | Large Cap Growth | Short Term Bond |
| Inception | Mar 10, 1999 | Oct 11, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 13, 2022 to Sep 10, 2026 (3.9 years).
QQQ vs SDSI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
QQQ vs SDSI Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and American Century Short Duration Strategic Income ETF (SDSI) is an ETF from American Century Investments. Over the past year QQQ returned +22.63% while SDSI returned +2.48%. Year to date, QQQ is up 15.86% versus a gain of 1.06% for SDSI.
Over three years, QQQ compounded at +24.15% per year against +5.47% for SDSI. Across the full 4-year window we track, QQQ has the edge at +28.88% annualized vs +5.33%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 18.2% compared with 2.0% for SDSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for QQQ and -1.3% for SDSI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while SDSI charges 0.32%. On a $10,000 position that is $18 vs $32 annually, a gap of $14 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.75% for SDSI.
Holdings Overlap
We hold position weights for 102 holdings in QQQ and 131 in SDSI, totalling 99.9% and 44.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 102 positions we hold weights for in QQQ and 131 in SDSI, against full books of 107 and 396.
You are not choosing between two funds in isolation.
Whichever of QQQ and SDSI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or SDSI?
QQQ has an expense ratio of 0.18% while SDSI charges 0.32%. QQQ is the cheaper option, by $14 a year on a $10,000 investment.
Which performed better, QQQ or SDSI?
Over the past year QQQ returned +22.63% vs +2.48% for SDSI, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), QQQ annualized +28.88% vs +5.33% for SDSI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or SDSI?
QQQ has been the more volatile fund at 18.2% annualized versus 2.0% for SDSI. Worst drawdown: QQQ -22.8% vs SDSI -1.3%.
Should I hold both QQQ and SDSI?
QQQ and SDSI have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or SDSI?
QQQ yields 0.44% while SDSI yields 4.75%, so SDSI currently pays the higher dividend yield.
Is SDSI better than QQQ?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.