QQQ vs SOFR
Invesco QQQ Trust, Series 1 vs Amplify Samsung SOFR ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | SOFR | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.20% | |
| AUM | $496.3B | $456M | |
| Dividend Yield | 0.44% | 4.14% | |
| Holdings | 108 | 6 | |
| YTD Return | +19.52% | +2.13% | |
| 1Y Return | +26.68% | +3.72% | |
| 3Y Return (annualized) | +26.64% | - | |
| 5Y Return (annualized) | +15.36% | - | |
| Volatility (annualized) | 30.6% | 0.4% | |
| Max Drawdown | -83.0% | -0.4% | |
| Fund Family | Invesco (US) | Amplify ETFs | |
| Category | Equity | Alternative | |
| Inception | Mar 10, 1999 | Nov 15, 2023 |
QQQ vs SOFR Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Amplify Samsung SOFR ETF (SOFR) is a ETF from Amplify ETFs. Over the past year QQQ returned +26.68% while SOFR returned +3.72%. Year to date, QQQ is up 19.52% versus a gain of 2.13% for SOFR.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 0.4% for SOFR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -0.4% for SOFR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.03. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while SOFR charges 0.20%. On a $10,000 position that is $18 vs $20 annually, a gap of $2 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.14% for SOFR.
Holdings Overlap
QQQ and SOFR share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or SOFR?
QQQ has an expense ratio of 0.18% while SOFR charges 0.20%. QQQ is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, QQQ or SOFR?
Over the past year QQQ returned +26.68% vs +3.72% for SOFR, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), QQQ annualized +13.14% vs +4.50% for SOFR. Past performance does not guarantee future results.
Which is riskier, QQQ or SOFR?
QQQ has been the more volatile fund at 30.6% annualized versus 0.4% for SOFR. Worst drawdown: QQQ -83.0% vs SOFR -0.4%.
Should I hold both QQQ and SOFR?
QQQ and SOFR have a monthly-return correlation of 0.03, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and SOFR?
QQQ and SOFR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, QQQ or SOFR?
QQQ yields 0.44% while SOFR yields 4.14%, so SOFR currently pays the higher dividend yield.
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