QQQ vs TDI
Invesco QQQ Trust, Series 1 vs Touchstone Dynamic International ETF
Which is better, QQQ or TDI?
Large Cap Growth against Large Cap Blend.
QQQ has a lower expense ratio. QQQ led over the full window, TDI over 1Y. TDI is less concentrated, with 25.3% of the fund in its ten largest positions against 47.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | TDI |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.65% |
| AUM | $498.6B | $477M |
| Dividend Yield | 0.42% | 1.59% |
| Holdings | 321 | 214 |
| YTD Return | +23.76%Best | +20.54% |
| 1Y Return | +25.02% | +26.81%Best |
| 3Y Return (annualized) | +28.26% | - |
| 5Y Return (annualized) | +16.87% | - |
| Volatility (annualized) | 16.7% | 12.3%Best |
| Max Drawdown | -22.8% | -15.0%Best |
| $10,000 over 2.8 years | $19,365Best | $19,305 |
| Top 10 Weight | 47.2% | 25.3%Best |
| Fund Family | Invesco (US) | Touchstone Investments |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Mar 10, 1999 | Dec 8, 2023 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Dec 11, 2023 to Oct 5, 2026 (2.8 years).
QQQ vs TDI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
QQQ vs TDI Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Touchstone Dynamic International ETF (TDI) is an ETF from Touchstone Investments. Over the past year QQQ returned +25.02% while TDI returned +26.81%. Year to date, QQQ is up 23.76% versus a gain of 20.54% for TDI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 12.3% for TDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for QQQ and -15.0% for TDI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while TDI charges 0.65%. On a $10,000 position that is $18 vs $65 annually, a gap of $47 per year that compounds over a long holding period. On income, QQQ currently yields 0.42% against 1.59% for TDI.
Holdings Overlap
1.4% of QQQ's money is in holdings TDI also owns. 3.5% of TDI's money is in holdings QQQ also owns.
TDI and QQQ share little of their money.
2 positions in common, counted across the 102 positions we hold weights for in QQQ and 105 in TDI, against full books of 321 and 214.
What only one of them owns
Our book lists 5 positions for TDI that do not appear in our book for QQQ (7.0% of the fund), and 96 for QQQ that do not appear in TDI (97.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of QQQ and TDI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or TDI?
QQQ has an expense ratio of 0.18% while TDI charges 0.65%. QQQ is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, QQQ or TDI?
Over the past year QQQ returned +25.02% vs +26.81% for TDI, so TDI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or TDI?
QQQ has been the more volatile fund at 16.7% annualized versus 12.3% for TDI. Worst drawdown: QQQ -22.8% vs TDI -15.0%.
Should I hold both QQQ and TDI?
QQQ and TDI have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QQQ and TDI?
3.5% of TDI's money is in holdings QQQ also owns. 3.5% of TDI's is in holdings QQQ also owns. They hold 2 positions in common, counted across the 102 positions we hold weights for in QQQ and 105 in TDI.
Which pays a higher dividend, QQQ or TDI?
QQQ yields 0.42% while TDI yields 1.59%, so TDI currently pays the higher dividend yield.
Is TDI better than QQQ?
QQQ has a lower expense ratio. QQQ led over the full window, TDI over 1Y. TDI is less concentrated, with 25.3% of the fund in its ten largest positions against 47.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.