QQQ vs TPLE
Invesco QQQ Trust, Series 1 vs Timothy Plan US Large/Mid Core Enhanced ETF
Which is better, QQQ or TPLE?
Large Cap Growth against Mid Cap Blend.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | TPLE |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.52% |
| AUM | $483.5B | $18M |
| Dividend Yield | 0.44% | 1.01% |
| Holdings | 107 | 279 |
| Volatility (annualized) | 20.5% | 13.0%Best |
| Max Drawdown | -35.1% | -21.6%Best |
| $10,000 over 4.2 years | $16,939Best | $11,517 |
| Fund Family | Invesco (US) | Timothy Plan |
| Category | Equity | Equity |
| Style | Large Cap Growth | Mid Cap Blend |
| Inception | Mar 10, 1999 | Jul 28, 2021 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 348 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. QQQ has data through Sep 16, 2026 and TPLE through Oct 3, 2025.
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Jul 29, 2021 to Oct 3, 2025 (4.2 years).
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 13.0% for TPLE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for QQQ and -21.6% for TPLE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while TPLE charges 0.52%. On a $10,000 position that is $18 vs $52 annually, a gap of $34 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 1.01% for TPLE.
You are not choosing between two funds in isolation.
Whichever of QQQ and TPLE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or TPLE?
QQQ has an expense ratio of 0.18% while TPLE charges 0.52%. QQQ is the cheaper option, by $34 a year on a $10,000 investment.
Which is riskier, QQQ or TPLE?
QQQ has been the more volatile fund at 20.5% annualized versus 13.0% for TPLE. Worst drawdown: QQQ -35.1% vs TPLE -21.6%.
Should I hold both QQQ and TPLE?
QQQ and TPLE have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or TPLE?
QQQ yields 0.44% while TPLE yields 1.01%, so TPLE currently pays the higher dividend yield.
Is TPLE better than QQQ?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.