TPLE vs VYM
Timothy Plan US Large/Mid Core Enhanced ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | TPLE | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.52% | 0.04% | |
| AUM | $18M | $79.0B | |
| Dividend Yield | 1.01% | 2.86% | |
| Holdings | 279 | 568 | |
| YTD Return | +9.29% | +16.16% | |
| 1Y Return | +7.09% | +26.05% | |
| 3Y Return (annualized) | +6.50% | +18.43% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 13.0% | 14.6% | |
| Max Drawdown | -21.6% | -58.8% | |
| Fund Family | Timothy Plan | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 28, 2021 | Nov 10, 2006 |
TPLE vs VYM Performance
Timothy Plan US Large/Mid Core Enhanced ETF (TPLE) is a ETF from Timothy Plan and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TPLE returned +7.09% while VYM returned +26.05%. Year to date, TPLE is up 9.29% versus a gain of 16.16% for VYM.
Over three years, TPLE compounded at +6.50% per year against +18.43% for VYM. Across the full 4-year window we track, VYM has the edge at +7.09% annualized vs +3.42%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.0% for TPLE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.6% for TPLE and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TPLE charges 0.52% per year while VYM charges 0.04%. On a $10,000 position that is $52 vs $4 annually, a gap of $48 per year that compounds over a long holding period. On income, TPLE currently yields 1.01% against 2.86% for VYM.
Frequently Asked Questions
Which is cheaper, TPLE or VYM?
TPLE has an expense ratio of 0.52% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $48 per year of difference.
Which performed better, TPLE or VYM?
Over the past year TPLE returned +7.09% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), TPLE annualized +3.42% vs +7.09% for VYM. Past performance does not guarantee future results.
Which is riskier, TPLE or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 13.0% for TPLE. Worst drawdown: TPLE -21.6% vs VYM -58.8%.
Should I hold both TPLE and VYM?
TPLE and VYM have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, TPLE or VYM?
TPLE yields 1.01% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.