QQQ vs USIN
Invesco QQQ Trust, Series 1 vs WisdomTree 7-10 Year Laddered Treasury Fund ETF
Quick Verdict
USIN has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | USIN | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.15% | |
| AUM | $496.3B | $4M | |
| Dividend Yield | 0.44% | 4.10% | |
| Holdings | 108 | 13 | |
| YTD Return | +16.23% | -1.00% | |
| 1Y Return | +26.23% | +1.17% | |
| 3Y Return (annualized) | +25.75% | - | |
| 5Y Return (annualized) | +14.78% | - | |
| Volatility (annualized) | 30.6% | 5.6% | |
| Max Drawdown | -83.0% | -6.2% | |
| Fund Family | Invesco (US) | WisdomTree Investments | |
| Category | Equity | Fixed Income | |
| Inception | Mar 10, 1999 | Mar 14, 2024 |
QQQ vs USIN Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and WisdomTree 7-10 Year Laddered Treasury Fund ETF (USIN) is a ETF from WisdomTree Investments. Over the past year QQQ returned +26.23% while USIN returned +1.17%. Year to date, QQQ is up 16.23% versus a loss of 1.00% for USIN.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 5.6% for USIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -6.2% for USIN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.16. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while USIN charges 0.15%. On a $10,000 position that is $18 vs $15 annually, a gap of $3 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.10% for USIN.
Holdings Overlap
QQQ and USIN share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or USIN?
QQQ has an expense ratio of 0.18% while USIN charges 0.15%. USIN is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, QQQ or USIN?
Over the past year QQQ returned +26.23% vs +1.17% for USIN, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.02% vs +3.71% for USIN. Past performance does not guarantee future results.
Which is riskier, QQQ or USIN?
QQQ has been the more volatile fund at 30.6% annualized versus 5.6% for USIN. Worst drawdown: QQQ -83.0% vs USIN -6.2%.
Should I hold both QQQ and USIN?
QQQ and USIN have a monthly-return correlation of 0.16, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and USIN?
QQQ and USIN share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, QQQ or USIN?
QQQ yields 0.44% while USIN yields 4.10%, so USIN currently pays the higher dividend yield.
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