QQQ vs USIN
Invesco QQQ Trust, Series 1 vs WisdomTree 7-10 Year Laddered Treasury Fund ETF
Which is better, QQQ or USIN?
QQQ has been ahead.
USIN has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | USIN |
|---|---|---|
| Expense Ratio | 0.18% | 0.15%Best |
| AUM | $483.5B | $4M |
| Dividend Yield | 0.44% | 4.12% |
| Holdings | 107 | 14 |
| YTD Return | +17.21%Best | -2.53% |
| 1Y Return | +22.10%Best | -2.23% |
| 3Y Return (annualized) | +25.27% | - |
| 5Y Return (annualized) | +14.60% | - |
| Volatility (annualized) | 17.6% | 5.5%Best |
| Max Drawdown | -22.8% | -6.2%Best |
| $10,000 over 2.5 years | $16,511Best | $10,754 |
| Fund Family | Invesco (US) | WisdomTree Investments |
| Category | Equity | Fixed Income |
| Style | Large Cap Growth | - |
| Inception | Mar 10, 1999 | Mar 14, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 14, 2024 to Sep 17, 2026 (2.5 years).
QQQ vs USIN growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
QQQ vs USIN Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and WisdomTree 7-10 Year Laddered Treasury Fund ETF (USIN) is an ETF from WisdomTree Investments. Over the past year QQQ returned +22.10% while USIN returned -2.23%. Year to date, QQQ is up 17.21% versus a loss of 2.53% for USIN.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 5.5% for USIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for QQQ and -6.2% for USIN. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.16. They move largely independently of each other.
Fees and Cost Over Time
QQQ charges 0.18% per year while USIN charges 0.15%. On a $10,000 position that is $18 vs $15 annually, a gap of $3 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.12% for USIN.
You are not choosing between two funds in isolation.
Whichever of QQQ and USIN you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or USIN?
QQQ has an expense ratio of 0.18% while USIN charges 0.15%. USIN is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, QQQ or USIN?
Over the past year QQQ returned +22.10% vs -2.23% for USIN, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or USIN?
QQQ has been the more volatile fund at 17.6% annualized versus 5.5% for USIN. Worst drawdown: QQQ -22.8% vs USIN -6.2%.
Should I hold both QQQ and USIN?
QQQ and USIN have a monthly-return correlation of 0.16, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or USIN?
QQQ yields 0.44% while USIN yields 4.12%, so USIN currently pays the higher dividend yield.
Is USIN better than QQQ?
USIN has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.