USIN vs VXUS
USIN vs VXUS
WisdomTree 7-10 Year Laddered Treasury Fund ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | USIN | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.05% | |
| AUM | $4M | $156.5B | |
| Dividend Yield | 3.99% | 2.60% | |
| Holdings | 14 | 8,747 | |
| YTD Return | -0.83% | +14.57% | |
| 1Y Return | +1.27% | +27.82% | |
| 3Y Return (annualized) | - | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 5.6% | 15.1% | |
| Max Drawdown | -6.2% | -39.9% | |
| Fund Family | WisdomTree Investments | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 14, 2024 | Jan 26, 2011 |
USIN vs VXUS Performance
WisdomTree 7-10 Year Laddered Treasury Fund ETF (USIN) is a ETF from WisdomTree Investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year USIN returned +1.27% while VXUS returned +27.82%. Year to date, USIN is down 0.83% versus a gain of 14.57% for VXUS.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.6% for USIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.2% for USIN and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.57. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
USIN charges 0.15% per year while VXUS charges 0.05%. On a $10,000 position that is $15 vs $5 annually, a gap of $10 per year that compounds over a long holding period. On income, USIN currently yields 3.99% against 2.60% for VXUS.
Holdings Overlap
USIN and VXUS share 0 holdings out of 7862 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, USIN or VXUS?
USIN has an expense ratio of 0.15% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $10 per year of difference.
Which performed better, USIN or VXUS?
Over the past year USIN returned +1.27% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), USIN annualized +3.84% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, USIN or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 5.6% for USIN. Worst drawdown: USIN -6.2% vs VXUS -39.9%.
Should I hold both USIN and VXUS?
USIN and VXUS have a monthly-return correlation of 0.57, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between USIN and VXUS?
USIN and VXUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7862 unique securities.
Which pays a higher dividend, USIN or VXUS?
USIN yields 3.99% while VXUS yields 2.60%, so USIN currently pays the higher dividend yield.
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