QQQ vs WTIP

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQWTIPWinner
Expense Ratio0.18%0.65%
AUM$455.8B$21M
Dividend Yield0.41%3.85%
Holdings10835
YTD Return+18.31%+9.09%
1Y Return+25.37%+24.53%
3Y Return (annualized)+25.79%-
5Y Return (annualized)+15.20%-
Volatility (annualized)30.6%12.8%
Max Drawdown-83.0%-16.5%
Fund FamilyInvesco (US)WisdomTree Investments
CategoryEquityFixed Income
InceptionMar 10, 1999Jun 18, 2025

QQQ vs WTIP Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and WisdomTree Inflation Plus Fund ETF (WTIP) is a ETF from WisdomTree Investments. Over the past year QQQ returned +25.37% while WTIP returned +24.53%. Year to date, QQQ is up 18.31% versus a gain of 9.09% for WTIP.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 12.8% for WTIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -16.5% for WTIP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.08. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while WTIP charges 0.65%. On a $10,000 position that is $18 vs $65 annually, a gap of $47 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 3.85% for WTIP.

Holdings Overlap

0.0%overlap

QQQ and WTIP share 0 holdings out of 124 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or WTIP?

QQQ has an expense ratio of 0.18% while WTIP charges 0.65%. QQQ is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, QQQ or WTIP?

Over the past year QQQ returned +25.37% vs +24.53% for WTIP, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.10% vs +21.62% for WTIP. Past performance does not guarantee future results.

Which is riskier, QQQ or WTIP?

QQQ has been the more volatile fund at 30.6% annualized versus 12.8% for WTIP. Worst drawdown: QQQ -83.0% vs WTIP -16.5%.

Should I hold both QQQ and WTIP?

QQQ and WTIP have a monthly-return correlation of -0.08, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and WTIP?

QQQ and WTIP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 124 unique securities.

Which pays a higher dividend, QQQ or WTIP?

QQQ yields 0.41% while WTIP yields 3.85%, so WTIP currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.