QQQ vs XBTY

QQQ vs XBTY
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQXBTYWinner
Expense Ratio0.18%1.15%
AUM$496.3B$11M
Dividend Yield0.44%201.02%
Holdings1086
YTD Return+19.52%-22.61%
1Y Return+26.68%-45.56%
3Y Return (annualized)+26.64%-
5Y Return (annualized)+15.36%-
Volatility (annualized)30.6%30.9%
Max Drawdown-83.0%-49.0%
Fund FamilyInvesco (US)GraniteShares
CategoryEquityAlternative
InceptionMar 10, 1999May 12, 2025

QQQ vs XBTY Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and GraniteShares YieldBOOST Bitcoin ETF (XBTY) is a ETF from GraniteShares. Over the past year QQQ returned +26.68% while XBTY returned -45.56%. Year to date, QQQ is up 19.52% versus a loss of 22.61% for XBTY.

Risk: Volatility and Drawdowns

XBTY has been the more volatile fund, with annualized monthly volatility of 30.9% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -49.0% for XBTY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.35. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while XBTY charges 1.15%. On a $10,000 position that is $18 vs $115 annually, a gap of $97 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 201.02% for XBTY.

Frequently Asked Questions

Which is cheaper, QQQ or XBTY?

QQQ has an expense ratio of 0.18% while XBTY charges 1.15%. QQQ is the cheaper option. On a $10,000 investment, that is $97 per year of difference.

Which performed better, QQQ or XBTY?

Over the past year QQQ returned +26.68% vs -45.56% for XBTY, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.14% vs -25.48% for XBTY. Past performance does not guarantee future results.

Which is riskier, QQQ or XBTY?

XBTY has been the more volatile fund at 30.9% annualized versus 30.6% for QQQ. Worst drawdown: QQQ -83.0% vs XBTY -49.0%.

Should I hold both QQQ and XBTY?

QQQ and XBTY have a monthly-return correlation of 0.35, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, QQQ or XBTY?

QQQ yields 0.44% while XBTY yields 201.02%, so XBTY currently pays the higher dividend yield.

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