SCHD vs XBTY
Schwab US Dividend Equity ETF vs GraniteShares YieldBOOST Bitcoin ETF
Which is better, SCHD or XBTY?
Large Cap Value against Option Writing.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XBTY |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.15% |
| AUM | $112.1B | $11M |
| Dividend Yield | 3.00% | 201.02% |
| Holdings | 103 | 6 |
| YTD Return | +21.99%Best | -19.07% |
| 1Y Return | +25.92%Best | -40.36% |
| 3Y Return (annualized) | +15.66% | - |
| 5Y Return (annualized) | +9.48% | - |
| Volatility (annualized) | 13.1%Best | 30.4% |
| Max Drawdown | -5.5%Best | -49.0% |
| $10,000 over 1.4 years | $13,342Best | $7,170 |
| Fund Family | Charles Schwab Asset Management | GraniteShares |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Oct 20, 2011 | May 12, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: May 13, 2025 to Sep 23, 2026 (1.4 years).
SCHD vs XBTY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
SCHD vs XBTY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and GraniteShares YieldBOOST Bitcoin ETF (XBTY) is an ETF from GraniteShares. Over the past year SCHD returned +25.92% while XBTY returned -40.36%. Year to date, SCHD is up 21.99% versus a loss of 19.07% for XBTY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XBTY has been the more volatile fund, with annualized monthly volatility of 30.4% compared with 13.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.5% for SCHD and -49.0% for XBTY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.08. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while XBTY charges 1.15%. On a $10,000 position that is $6 vs $115 annually, a gap of $109 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 201.02% for XBTY.
You are not choosing between two funds in isolation.
Whichever of SCHD and XBTY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XBTY?
SCHD has an expense ratio of 0.06% while XBTY charges 1.15%. SCHD is the cheaper option, by $109 a year on a $10,000 investment.
Which performed better, SCHD or XBTY?
Over the past year SCHD returned +25.92% vs -40.36% for XBTY, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +22.87% vs -21.15% for XBTY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or XBTY?
XBTY has been the more volatile fund at 30.4% annualized versus 13.1% for SCHD. Worst drawdown: SCHD -5.5% vs XBTY -49.0%.
Should I hold both SCHD and XBTY?
SCHD and XBTY have a monthly-return correlation of -0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or XBTY?
SCHD yields 3.00% while XBTY yields 201.02%, so XBTY currently pays the higher dividend yield.
Is XBTY better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.