QQQ vs XHYT

QQQ vs XHYT

Which is better, QQQ or XHYT?

Large Cap Growth against Long Term High Quality.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQXHYT
Expense Ratio0.18%Best0.35%
AUM$483.5B$12M
Dividend Yield0.44%7.83%
Holdings107293
Volatility (annualized)20.9%8.8%Best
Max Drawdown-29.6%-13.5%Best
$10,000 over 4.2 years$20,932Best$11,653
Fund FamilyInvesco (US)BondBloxx
CategoryEquityFixed Income
StyleLarge Cap GrowthLong Term High Quality
InceptionMar 10, 1999Feb 15, 2022

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 132 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. QQQ has data through Sep 24, 2026 and XHYT through May 15, 2026.

Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Feb 17, 2022 to May 15, 2026 (4.2 years).

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 8.8% for XHYT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.6% for QQQ and -13.5% for XHYT. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while XHYT charges 0.35%. On a $10,000 position that is $18 vs $35 annually, a gap of $17 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 7.83% for XHYT.

Holdings Overlap

We hold position weights for 102 holdings in QQQ and 262 in XHYT, totalling 99.9% and 86.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 187 days apart, QQQ as of Aug 5, 2026 and XHYT as of Jan 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 102 positions we hold weights for in QQQ and 262 in XHYT, against full books of 107 and 293.

You are not choosing between two funds in isolation.

Whichever of QQQ and XHYT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQXHYT

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or XHYT?

QQQ has an expense ratio of 0.18% while XHYT charges 0.35%. QQQ is the cheaper option, by $17 a year on a $10,000 investment.

Which is riskier, QQQ or XHYT?

QQQ has been the more volatile fund at 20.9% annualized versus 8.8% for XHYT. Worst drawdown: QQQ -29.6% vs XHYT -13.5%.

Should I hold both QQQ and XHYT?

QQQ and XHYT have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or XHYT?

QQQ yields 0.44% while XHYT yields 7.83%, so XHYT currently pays the higher dividend yield.

Is XHYT better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.