VYM vs XHYT

VYM vs XHYT

Which is better, VYM or XHYT?

Large Cap Value against Long Term High Quality.

VYM has a lower expense ratio. VYM led over 1Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVYMXHYT
Expense Ratio0.04%Best0.35%
AUM$81.6B$12M
Dividend Yield2.22%7.83%
Holdings613293
Volatility (annualized)14.3%8.8%Best
Max Drawdown-15.8%-13.5%Best
$10,000 over 4.2 years$15,892Best$11,653
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
StyleLarge Cap ValueLong Term High Quality
InceptionNov 10, 2006Feb 15, 2022

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 123 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VYM has data through Sep 15, 2026 and XHYT through May 15, 2026.

Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Feb 17, 2022 to May 15, 2026 (4.2 years).

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.3% compared with 8.8% for XHYT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -15.8% for VYM and -13.5% for XHYT. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VYM charges 0.04% per year while XHYT charges 0.35%. On a $10,000 position that is $4 vs $35 annually, a gap of $31 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 7.83% for XHYT.

Holdings Overlap

We hold position weights for 557 holdings in VYM and 262 in XHYT, totalling 99.2% and 86.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 182 days apart, VYM as of Jul 31, 2026 and XHYT as of Jan 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 557 positions we hold weights for in VYM and 262 in XHYT, against full books of 613 and 293.

You are not choosing between two funds in isolation.

Whichever of VYM and XHYT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VYMXHYT

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Frequently Asked Questions

Which is cheaper, VYM or XHYT?

VYM has an expense ratio of 0.04% while XHYT charges 0.35%. VYM is the cheaper option, by $31 a year on a $10,000 investment.

Which is riskier, VYM or XHYT?

VYM has been the more volatile fund at 14.3% annualized versus 8.8% for XHYT. Worst drawdown: VYM -15.8% vs XHYT -13.5%.

Should I hold both VYM and XHYT?

VYM and XHYT have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VYM or XHYT?

VYM yields 2.22% while XHYT yields 7.83%, so XHYT currently pays the higher dividend yield.

Is XHYT better than VYM?

VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.