QQQ vs XLRI
Invesco QQQ Trust, Series 1 vs State Street Real Estate Select Sector SPDR Premium Income ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | XLRI | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.35% | |
| AUM | $496.3B | $3M | |
| Dividend Yield | 0.44% | 13.57% | |
| Holdings | 108 | 3 | |
| YTD Return | +16.19% | +9.25% | |
| 1Y Return | +25.22% | +9.77% | |
| 3Y Return (annualized) | +25.47% | - | |
| 5Y Return (annualized) | +14.34% | - | |
| Volatility (annualized) | 30.6% | 9.1% | |
| Max Drawdown | -83.0% | -7.1% | |
| Fund Family | Invesco (US) | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Mar 10, 1999 | Jul 29, 2025 |
QQQ vs XLRI Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI) is a ETF from State Street Investment Management. Over the past year QQQ returned +25.22% while XLRI returned +9.77%. Year to date, QQQ is up 16.19% versus a gain of 9.25% for XLRI.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 9.1% for XLRI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -7.1% for XLRI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while XLRI charges 0.35%. On a $10,000 position that is $18 vs $35 annually, a gap of $17 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 13.57% for XLRI.
Holdings Overlap
QQQ and XLRI share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or XLRI?
QQQ has an expense ratio of 0.18% while XLRI charges 0.35%. QQQ is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, QQQ or XLRI?
Over the past year QQQ returned +25.22% vs +9.77% for XLRI, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.01% vs +8.91% for XLRI. Past performance does not guarantee future results.
Which is riskier, QQQ or XLRI?
QQQ has been the more volatile fund at 30.6% annualized versus 9.1% for XLRI. Worst drawdown: QQQ -83.0% vs XLRI -7.1%.
Should I hold both QQQ and XLRI?
QQQ and XLRI have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and XLRI?
QQQ and XLRI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, QQQ or XLRI?
QQQ yields 0.44% while XLRI yields 13.57%, so XLRI currently pays the higher dividend yield.
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