VYM vs XLRI
Vanguard High Dividend Yield ETF vs State Street Real Estate Select Sector SPDR Premium Income ETF
Which is better, VYM or XLRI?
Large Cap Value against Large Cap Blend.
VYM has a lower expense ratio. VYM led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.92.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XLRI |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.35% |
| AUM | $81.6B | $3M |
| Dividend Yield | 2.22% | 14.54% |
| Holdings | 613 | 3 |
| YTD Return | +9.71%Best | +2.12% |
| 1Y Return | +13.77%Best | +1.88% |
| 3Y Return (annualized) | +17.30% | - |
| 5Y Return (annualized) | +11.45% | - |
| Volatility (annualized) | 10.4% | 10.2%Best |
| Max Drawdown | -6.7%Best | -7.1% |
| $10,000 over 1.2 years | $11,936Best | $10,253 |
| Fund Family | Vanguard (US) | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Nov 10, 2006 | Jul 29, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jul 30, 2025 to Sep 24, 2026 (1.2 years).
VYM vs XLRI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.
VYM vs XLRI Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and State Street Real Estate Select Sector SPDR Premium Income ETF (XLRI) is an ETF from State Street Investment Management. Over the past year VYM returned +13.77% while XLRI returned +1.88%. Year to date, VYM is up 9.71% versus a gain of 2.12% for XLRI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.4% compared with 10.2% for XLRI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.7% for VYM and -7.1% for XLRI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VYM charges 0.04% per year while XLRI charges 0.35%. On a $10,000 position that is $4 vs $35 annually, a gap of $31 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 14.54% for XLRI.
Holdings Overlap
We hold position weights for 557 holdings in VYM and 2 in XLRI, totalling 99.2% and 100.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 557 positions we hold weights for in VYM and 2 in XLRI, against full books of 613 and 3.
You are not choosing between two funds in isolation.
Whichever of VYM and XLRI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XLRI?
VYM has an expense ratio of 0.04% while XLRI charges 0.35%. VYM is the cheaper option, by $31 a year on a $10,000 investment.
Which performed better, VYM or XLRI?
Over the past year VYM returned +13.77% vs +1.88% for XLRI, so VYM leads on 1-year performance. Over the longest common window we track (1 years), VYM annualized +15.89% vs +2.10% for XLRI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or XLRI?
VYM has been the more volatile fund at 10.4% annualized versus 10.2% for XLRI. Worst drawdown: VYM -6.7% vs XLRI -7.1%.
Should I hold both VYM and XLRI?
VYM and XLRI have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, VYM or XLRI?
VYM yields 2.22% while XLRI yields 14.54%, so XLRI currently pays the higher dividend yield.
Is XLRI better than VYM?
VYM has a lower expense ratio. VYM led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.92. Which one suits a particular account depends on what it is for. This is information, not a recommendation.