QQQ vs XRPI
Invesco QQQ Trust, Series 1 vs Volatility XRP ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | XRPI | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 1.68% | |
| AUM | $496.3B | $82M | |
| Dividend Yield | 0.44% | 4.22% | |
| Holdings | 108 | 3 | |
| YTD Return | +16.19% | -29.12% | |
| 1Y Return | +25.22% | -54.19% | |
| 3Y Return (annualized) | +25.47% | - | |
| 5Y Return (annualized) | +14.34% | - | |
| Volatility (annualized) | 30.6% | 58.8% | |
| Max Drawdown | -83.0% | -75.6% | |
| Fund Family | Invesco (US) | Volatility Shares, LLC | |
| Category | Equity | Alternative | |
| Inception | Mar 10, 1999 | May 22, 2025 |
QQQ vs XRPI Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Volatility XRP ETF (XRPI) is a ETF from Volatility Shares, LLC. Over the past year QQQ returned +25.22% while XRPI returned -54.19%. Year to date, QQQ is up 16.19% versus a loss of 29.12% for XRPI.
Risk: Volatility and Drawdowns
XRPI has been the more volatile fund, with annualized monthly volatility of 58.8% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -75.6% for XRPI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.22. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while XRPI charges 1.68%. On a $10,000 position that is $18 vs $168 annually, a gap of $150 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.22% for XRPI.
Frequently Asked Questions
Which is cheaper, QQQ or XRPI?
QQQ has an expense ratio of 0.18% while XRPI charges 1.68%. QQQ is the cheaper option. On a $10,000 investment, that is $150 per year of difference.
Which performed better, QQQ or XRPI?
Over the past year QQQ returned +25.22% vs -54.19% for XRPI, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.01% vs -40.46% for XRPI. Past performance does not guarantee future results.
Which is riskier, QQQ or XRPI?
XRPI has been the more volatile fund at 58.8% annualized versus 30.6% for QQQ. Worst drawdown: QQQ -83.0% vs XRPI -75.6%.
Should I hold both QQQ and XRPI?
QQQ and XRPI have a monthly-return correlation of 0.22, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, QQQ or XRPI?
QQQ yields 0.44% while XRPI yields 4.22%, so XRPI currently pays the higher dividend yield.
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